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Basic Checking
The simple choice for your day-to-day checking.
- No minimum opening balance required
- No monthly service charge with direct deposit
- Free eStatements
- Free online banking & bill pay
$0 or $5
Waivable Monthly
Service Charge
No
Interest Bearing
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Interest Checking
Earn more interest as your balance grows.
- No minimum opening balance required
- Competitive interest rates
- Free eStatements
- Free online banking & bill pay
$0 or $8
Waivable Monthly
Service Charge
Yes
Interest Bearing
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55+ Interest Checking
Pays interest and other benefits if you’re over 55.- No minimum balance requirements
- No monthly service charge
- Free eStatements & standard checks
- Free online banking & bill pay
$0
Monthly Service Charge
Yes
Interest Bearing
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Student Checking
Benefits designed for students under 25.
- No minimum balance requirements
- No monthly service charge
- 5 free non-Horizon Bank ATM transactions per statement cycle
- Free eStatements
- Free online banking & bill pay
$0
Monthly Service Charge
No
Interest Bearing
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Fresh Start Checking
New start if you’ve had problems with checking in the past.
- No minimum balance
- Free eStatements
- Free online banking & bill pay
$5
Monthly Service Charge
No
Interest Bearing
- No minimum balance
Learn more about banking with us.
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Get started with your account. -
Access your money. -
Keep your money safe. -
Get help with your account.
Earn more with your savings
Take advantage of our limited-time CD interest rates!
Opening a checking account online is simple.
Need help?
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Personal Finance Advice
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