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We make sure the underserved in our communities don't get overlooked.

When you treat people more like neighbors than customers, it makes it easier to learn what they need. More importantly, you learn firsthand that some neighbors need more help than others. At Horizon Bank, we make sure the underserved in our communities don’t get overlooked. We offer a breadth of loans and programs aimed at more than simply securing a loan. Our no-barrier loans and programs, at their core, are aimed at economic inclusion. In other words, making sure no one in the community is left behind so we can all feel the sense of worth and belonging that makes us, well, the community.

Family in front of new home
Horizon went above my expectations, made my first home buying experience easy. I highly recommended Horizon to all my family and friends! 

Programs aimed at more than just securing a loan.

Fresh Start Loan Program

This program is designed to give the borrower a unique opportunity to reenter the credit market and turn past credit problems into a more positive rating. 
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Starter Overdraft Protection

This program is for customers who are looking to establish a credit history as well as protect their checking account. 
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Section 8 Mortgage Financing

A new mortgage lending program developed by Horizon that allows qualified recipients to utilize their HUD-funded Section 8 housing allocation to make their home mortgage payments.
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Homeowner Ready Cash Program

A loan that provides immediate cash for the immediate home improvement needs that families and individuals find to confront them every day. A loan with immediate cash and affordable payments.  
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Homeowners Improvement Program

Have a need for home improvement but without the credit history to obtain the traditional loan? This program was developed to allow you to fulfill those needs.

HomePride Loan

This program is designed for customers needing down payment assistance and non-traditional credit. Take our home ownership course Framework® to prepare for sustainable home ownership.

HomeStyle® Renovation Mortgage

This is a Fannie Mae program that allows borrowers to include financing for home improvements in a purchase or refinancing of an existing home which means lower closing costs on a first mortgage.

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