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Fresh Start Checking

Fresh Start Checking is perfect for you if you're looking to leave past checking account problems in the dust. A new start with a Fresh Start Checking Account means you have overdraft forgiveness and a minimal monthly service charge.  It's everything you'll need to get back on track with everyday banking – along with a complementary savings account at no added charge.

  • $25 minimum opening balance
  • $5 monthly service charge
  • Free eStatements or a $2 paper statement charge
  • Debit Card transaction daily limit is $500, ATM daily limit is $200
  • Overdraft and NSF fees are waived
  • Complementary Everyday Savings Account 

Make an appointment  Compare accounts

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Checking Benefits and Conveniences

  • Mobile check deposit
    Mobile Check Deposit
    Deposit checks using your phone or tablet app. 
    Download the mobile app.
  • Text-Email-Alerts
    Text & Email Alerts
    Get alerts on balances, transactions, and security to setup alerts.
  • mobile hone with wallet icon
    Digital Wallet
    Link your debit card to your phone using Apple Pay, Google Wallet or Samsung Pay® 

Get started with your account.

Horizon Mobile Preview

  • Online and Mobile Banking

    Manage your personal banking from anywhere with a web-enabled device in hand.


    • Easy account transfers
    • Setup up alerts
    • Facial Recognition or password-protected
    • View statements and account history

    Download App Today!

    Download app from App Store      Google Play button

  • Set up your Account

    Activate your debit card, fund your account, set up direct deposit, create online credentials and download our mobile app with these easy-to-use resources.

    Learn more

  • Use Your Account

    Maximize your account experience by setting up online bill pay, scheduling automatic payments, and other handy features.

    Learn more

  • Kickstart your Savings when you Enroll in Easy Save!

    Round up each debit card purchase to the nearest dollar to turn your change from everyday purchases into savings.


    The change from your debit card purchases is accumulated and automatically transferred daily from your checking account to your savings account.


    Enroll in Easy Save

    Person Using Contactless Debit Card. Easy Save Use Your Debit Card and Save Every Time You Spend

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