Fresh Start Checking

Fresh Start Checking is perfect for you if you're looking to leave past checking account problems in the dust. A new start with a Fresh Start checking account means you have no minimum opening balance, a minimal monthly service fee, and unlimited check writing. It's everything you'll need to get back on track with everyday banking.

  • No minimum balance requirements
  • $5 monthly service charge
  • $2 monthly paper statement charge. This charge is waived if enrolled in eStatements.
  • Debit Card transaction daily limit is $500, ATM daily limit is $200
  • Unlimited check writing
  • Overdraft and NSF fees are waived


Compare accounts

Bank On Fresh Start Logo

Checking Benefits and Conveniences

  • FeeFreeATMs_icon_60x60
    Fee-free ATMs
    Access your cash at 32,000+ fee-free MoneyPass ATMs from coast-to-coast. 
  • Mobile-banking
    Online & Mobile Banking
    Secure banking, anytime, anywhere. 
    24/7 access to check balances, pay bills,
    transfer money, and even open a new account.
    Learn more Enroll
  • Online-Security-Icon
    Bank Securely
    Your account is safe with FDIC insurance and fraud coverage. 
  • Free-OnlineBanking
    Mobile Check Deposit
    Deposit checks using your phone or tablet app. 
    Download the mobile app.
    Learn more
  • Text-Email-Alerts
    Text & Email Alerts
    Get alerts on balances, transactions, and security to setup alerts.
    Log in Learn more
  • mobile hone with wallet icon
    Digital Wallet
    Link your debit card to your phone using Apple Pay, Google Pay or Samsung Pay® 
    Learn more

Get started with your account.

Horizon Mobile Preview

  • Online and Mobile Banking

    Manage your personal banking from anywhere with a web-enabled device in hand.

     

    • Money management
    • Pay loans and draw on lines of credit
    • Pay Bills
    • Thumbprint or passcode secure login
    • Facial Recognition (iPhone X only)
    • View eStatements and account history

     

    Download App Today!


    Download app from App Store      Google Play button

     

    Online Banking User Guide 

  • Set up your Account

    Activate your debit card, fund your account, set up direct deposit, create online credentials and download our mobile app with these easy-to-use resources.

    Learn more

  • Use Your Account

    Maximize your account experience by setting up online bill pay, scheduling automatic payments, and other handy features.


    Learn more

  • Kickstart your Savings when you Enroll in Easy Save!

    Round up each debit card purchase to the nearest dollar to turn your change from everyday purchases into savings.

     

    The change from your debit card purchases is accumulated and automatically transferred daily from your checking account to your savings account.

     

    Enroll in Easy Save

    Easy Save debit card

The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit.  Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.