Relationship Checking + Savings

Beyond Basic Banking

Bundle a versatile checking account with a high-yield savings account, earning superior returns on your money. *

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graphic showing 3x national average

Relationship Banking Features

  • icon image of dollar bill with building
    Relationship Checking

    No monthly service charge with a combined checking/savings balance of $10,000 or more (or a $10 monthly charge).  $25 minimum opening balance. Free eStatements (or $3 paper statements).

  • jar with dollars icon
    Relationship Savings
    No monthly service charge. $25 minimum opening balance. Access higher CD rates and loan discounts.
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    Mobile Banking

    Bank securely and conveniently from your mobile device while using the Horizon app and send and receive money with Zelle®.

  • debit card icon
    Instant Issue Debit Card

    Use your Horizon debit card to pay for purchases with a tap. Visit a branch to get a new or replacement debit card instantly.

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    Digital Wallet
    Make digital payments using your phone allowing you to pay almost anywhere, including in-store, online, and in apps.

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Get Started with Your New Account

  • Set Up Your Account



    Move funds into your new checking account, create your savings account, and explore all the ways to make the most of your money.



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Money Management Tips and Advice

*Disclosure

National Average APY information as of 06/04/2024, as tracked in Bankrate.com's National Average survey. National Average APYs and terms and conditions can change at any time.

Our Relationship Savings account earns higher than the national average for traditional savings accounts on balances of $100,000 and more. Relationship Savings is a complementary savings account that requires the same ownership of both the savings account and the bundled Relationship Checking account. While the Relationship Checking account does not pay interest, the interest on the Relationship Savings account compounds daily and pays monthly with Annual Percentage Yields (APY) outlined in the chart below and is accurate as of 06/04/2024. This is a variable rate account and the APY may change without notice, including after account opening. The required minimum opening deposit is $25. Fees may reduce earnings.

Minimum DepositAPYRATE
$0.00-4,999.992.000%1.976%
$5,000.00-19,999.992.000%1.976%
$20,000.00-49,999.992.250%2.221%
$50,000.00-74,999.992.500%2.465%
$75,000.00-99,999.992.750%2.709%
$100,000.00-249,999.993.000%2.952%
$250,000.00 and Greater3.000%2.952%

 

 

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