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Positive Pay

This web-based tool is specially designed to help combat check fraud and forgery. With Positive Pay, you can control your checking transactions by rejecting anything that's unauthorized or counterfeit.

Positive Pay

Positive Pay

Easily detect counterfeit and fraudulent checks and unauthorized items on a daily basis through our convenient online banking service. The checks are compared to the issued check file you upload through our online banking system.  Any mismatched items will generate an exception for you to review and decision.

  • Access Positive Pay through Online Banking.
  • Receive daily notifications to review unexpected transactions.
  • Review and indicate whether charges should be paid or returned.
  • Items that do not match are listed in Online Banking.
  • Applying filters to all electronic transactions will quickly identify any fraudulent debits or credits.

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Reverse Positive Pay

With Reverse Positive Pay, you will be able to review all incoming and paid checks for potential fraud scenarios. This offers you more control over your checking transaction management process.

  • All the same benefits of Positive Pay + extra protection.
  • Detect and prevent business fraud scenarios through check review.
  • Set up payments using a pre-determined deadline.
Reverse Positive Pay



"We’ve had a long relationship with Horizon because they make banking simple.  They greet you by name, and you get a small bank feel but can handle complex financing."

Rob Sues | Reichelt Plumbing

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