Checking Account Options

Checking options for now — future savings included.

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    Everyday Checking

    Our most popular choice for day-to-day checking.

     

    • No monthly service charge
    • Loaded with extras to simplify your everyday banking
    • A complementary Everyday Savings account is included at no charge to reach your savings goals

     

    Account details

  • Basic Checking

    Relationship Checking

    Links your checking and savings for premium savings rates.

     

    • Make your cash work for you in this relationship account
    • Eliminate monthly service charges with combined savings balances
    • Receive a complementary Relationship Savings with premium interest rates
    • Enjoy higher-yield CD rates and discounts on loans

     

    Account details

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    Student Checking

    Benefits designed for students under 25.

     

    • No monthly service charge
    • Up to 5 free non-Horizon ATMs each month
    • Secure mobile banking with text alerts to help manage your money
    • Pay friends and receive money from family easily with Zelle®
    • Complementary Everyday Savings included at no charge

     

    Account details

Going beyond the basics comes standard with our checking accounts.

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    Move Money Easily

    Easily transfer money and pay bills with online and mobile banking or use Zelle® to send money to friends and family within the mobile app.

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    Monitor your Credit
    CreditAdvisor allows you to monitor your credit score and get alerted to changes.
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    Bank Securely

    Get account alerts via text and email within online banking.  And, know your deposits are safe with FDIC insurance.

Looking for an account to help get your finances back on track? Fresh Start Checking is for you.

A new start with a Fresh Start Checking account means you have a $25 minimum opening balance, a minimal monthly service charge, and overdraft forgiveness. It's everything you'll need to get back on track. Combined with a complementary Everyday Savings account at no charge, you'll also be on the right track for your savings goals.

Account details

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Learn more about banking with us.

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    Get started with your account.
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    Access your money.
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    Keep your money safe.
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    Get help with your account.

Personal Finance Advice

Deposit Checks Anywhere, Anytime

Taking a picture of a check for mobile deposit

If you already use online banking with Horizon, then you are familiar with the benefits that come along with being able to access your accounts from anywhere, anytime.

Did you know that you are also eligible to use the mobile check deposit feature too? No need to visit a branch or ATM just to make a deposit. All of your banking needs can be satisfied right from your smartphone or tablet.

To get started, enable the use of Mobile Deposit:

  1. Log in to online banking.
  2. Click Services, then Mobile Deposit Enrollment.
  3. Accept the Mobile Deposit Agreement.

Prepare your Deposit:
Be sure to sign the back of the check and write “For Mobile Deposit Only Horizon Bank.”

Log in to the App & Complete your Deposit

  1. Click the ‘Deposit A Check’ icon.
  2. Select the account you want to deposit the check into.
  3. Add the amount of the check.
  4. Tap the Capture image.
  5. Follow the instructions on the screen to add a picture of the front and back of the check.
  6. Tap ‘Submit Deposit’.

Horizon Bank is here to help with flexible banking options. To read more about Online Banking and its helpful optional features, click here.

Mobile Deposit Details:
We accept checks payable to you, drawn on a US bank.  Government checks or traveler’s checks are not accepted through mobile check deposit. Personal Deposits: $5,000/day, $50,000/month; Business Deposits: $10,000/day, $50,000/month; Deposits made by 6:00 p.m. (CST) on a business day are available the next business day. Endorsement: Under your signature, print "For mobile deposit only Horizon Bank". Securely store your check for not more than 45 days. Make sure your deposit has been credited to your account and then destroy the check.

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