Checking Account Options

Checking options for now — future savings included.

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    Everyday Checking

    Our most popular choice for day-to-day checking.

     

    • No monthly service charge
    • Loaded with extras to simplify your everyday banking
    • A complementary Everyday Savings account is included at no charge to reach your savings goals

     

    Account details

  • Basic Checking

    Relationship Checking

    Links your checking and savings for premium savings rates.

     

    • Make your cash work for you in this relationship account
    • Eliminate monthly service charges with combined savings balances
    • Receive a complementary Relationship Savings with premium interest rates
    • Enjoy higher-yield CD rates and discounts on loans

     

    Account details

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    Student Checking

    Benefits designed for students under 25.

     

    • No monthly service charge
    • Up to 5 free non-Horizon ATMs each month
    • Secure mobile banking with text alerts to help manage your money
    • Pay friends and receive money from family easily with Zelle®
    • Complementary Everyday Savings included at no charge

     

    Account details

Going beyond the basics comes standard with our checking accounts.

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    Move Money Easily

    Easily transfer money and pay bills with online and mobile banking or use Zelle® to send money to friends and family within the mobile app.

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    Monitor your Credit
    CreditAdvisor allows you to monitor your credit score and get alerted to changes.
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    Bank Securely

    Get account alerts via text and email within online banking.  And, know your deposits are safe with FDIC insurance.

Looking for an account to help get your finances back on track? Fresh Start Checking is for you.

A new start with a Fresh Start Checking account means you have a $25 minimum opening balance, a minimal monthly service charge, and overdraft forgiveness. It's everything you'll need to get back on track. Combined with a complementary Everyday Savings account at no charge, you'll also be on the right track for your savings goals.

Account details

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Learn more about banking with us.

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    Get started with your account.
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    Access your money.
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    Keep your money safe.
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    Get help with your account.

Personal Finance Advice

Fast and Secure Checkout Built for Prime Days

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We’ve all been there, typing in card numbers, expiration dates, and billing information just to complete a simple purchase. With a card on file, that hassle disappears, allowing faster, more convenient checkout without compromising security during Amazon Prime Days.

A Faster, More Convenient Experience
One of the biggest advantages of a card on file is speed and convenience. Today’s customers expect quick, seamless transactions, and stored payment methods help deliver exactly that.

  • Quick Checkout: No need to re-enter long card numbers or billing information
  • Fewer Errors: Saved details reduce the chance of typos or declined transactions
  • Ideal for Repeat Purchases: Perfect for frequent shoppers, subscriptions, or recurring payments

By reducing the number of steps at checkout, a card on file helps you complete purchases in seconds, helping save time and create a smoother overall experience.

Security You Can Trust with Horizon’s EnFact Fraud Protection
While convenience is key, security remains a top priority. Horizon supports card-on-file transactions with EnFact debit card fraud protection.

EnFact works continuously in the background to keep transactions secure by:

  • Detecting Suspicious Activity: It analyzes transaction patterns in real time to identify anything unusual
  • Sending Alerts: If a transaction looks out of the ordinary, EnFact contacts you by phone, email, or text to confirm pending transactions
  • Preventing Fraud Before It Happens: Proactive monitoring helps stop potential threats early

Shop with Confidence during Amazon Prime Days
With a card on file in your Amazon account and EnFact fraud protection, you will benefit from both speed and peace of mind. Your payment information is stored securely, and every transaction is monitored for unusual activity, making Amazon Prime Day shopping simple and secure.

Call us Contact us Learn more about EnFact

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