Mortgage Loans

Easily get prequalified to see how much you may be able to borrow, apply online for a new mortgage, or explore refinancing options - all with support from our trusted mortgage team every step of the way.

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Buying your first home just got easier – no appraisal fee + $100 credit!*

Buying your first home is a big step, that’s why we go beyond to make it easier.

For a limited time, first-time homebuyers can take advantage of our special offer. We will waive your appraisal fee and give you a $100 credit. That’s more savings in your pocket as you move into your new home.
Ask an advisor for details

*Appraisal fee waived for qualifying first-time homebuyers only. To qualify as a first-time homebuyer, applicants must be owner-occupants with no home ownership in the previous three years. Offer may be modified or withdrawn at any time without notice. Subject to credit approval. Additional terms and conditions may apply. $100 credit is applied to closing costs as a lender credit. Application must be submitted between May 1, 2025 through May 31, 2025.

Looking to buy a new home?

From prequalification to your closing date, we’re with you every step of the way

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Looking to refinance?

Want a better interest rate or a shorter term? Apply now to refinance your current home loan

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What customers say about Horizon

Our advisor is so efficient and knowledgeable. She is one of a kind in this business! Exceptional!

Jackie D.

Our advisor is very knowledgeable and gets things done quickly

Rebecca L.

Our advisor was super helpful with our questions and guided us through the process seamlessly.

Rob D.

Great communication and they made it easy.

Daniel S.

Robyn was unbelievably attentive and patient. Her service was the best service I’ve ever received from any banking institution.

Bryce W.

Mortgage loan tools

Manage Your Application

Sign in to view status or complete next steps on your loan.

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Mortgage Calculator

To determine your monthly payment and generate an estimated amortization schedule.

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What makes Horizon different?

Experience

Personalized Options

Process

Make a loan payment

Pay Online

Loan Pay Portal

Make fast one-time payments using Horizon's self-service loan portal.
(cannot be used for business payments)

Visit a Branch

Stop by your nearest Horizon Bank branch to submit your payment in person.

Video Banking Location

Use one of Horizon's Video Banking locations. Video banking machines have extended hours and combine the service of a Horizon advisor with the convenience of an ATM.

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