Our experts will find the mortgage that's right for you

As leaders in the mortgage industry, we have a variety of loans available and mortgage experts ready to match you with your ideal plan, including conventional fixed/adjustable rates, Jumbo, FHA, construction loans, and more.

  • BuyAHome_icon_v1_60x60
    Apply for a Home Loan
    When you’ve found the perfect home, our expertise and exceptional service will streamline the process for you. Click here to apply now.
  • RefinanceHome_icon_v1_60x60
    Refinance
    Lower your interest rate or monthly payment, shorten the term of your loan, or get cash out to pay off debt or for that project, you have been planning. Click here to apply now.
  • HomeEquity_icon_v1_60x60
    Build or Renovate with a Construction Loan
    Renovate your existing home or build a new one with a construction loan. Click here to apply now.

Find the Best Rates with our Mortgage Research Tools

  • Calculate Your Payment

    Want to know what you can afford? 
    Use our calculator to find the best rate for your budget!

    Calculate your Mortgage
  • Manage my Loan Application
    Check the status of your application and review your documents.
    Manage my application
  • Find a Mortgage Advisor
    Let your dedicated Advisor answer all your questions and provide peace of mind – start to finish.
    Find a mortgage advisor
  • Check Today's Rates
    Looking to compare rates?
    We offer competitive interest rates and personal service.
    Check today's rates

Why Horizon?

Local Expertise

The key to financial success can often come down to the knowledge, experience, and ability of the team of advisors right in your backyard.

 

Personalized Mortgage Options

Horizon Bank’s experienced Mortgage Advisors will help you navigate all of your loan options to find the right choice for you and your family.

 

Dedicated Service

With personalized service and straightforward solutions, Horizon Bank provides dedicated mortgage loan advisors and support teams from start to finish.

 

We especially appreciated the attentiveness and responsiveness of our agent. They had the answers, provided the info, and made this while process go smoothly.
Richard N.
Our advisor was extremely patient. Kind and helpful.
Joanne M.
Our advisor is so efficient and knowledgeable. She is one of a kind in this business! Exceptional!
Jackie D.
Our advisor is very knowledgeable and gets things done quickly
Rebecca L.
Our advisor was super helpful with our questions and guided us through the process seamlessly.
Rob D.

Offering a Wide Variety of Mortgages

Adjustable Rate Loans

Need a home, but don’t see yourself staying there for the long term? Your best option may be an adjustable rate loan.

Conventional Fixed-rate Loans

Planning on staying in one home for a long time? A fixed-rate mortgage may be your best option.

Construction Loans

Are you building your dream home?  Eligible property types include primary and second homes, single-family including both stick-built and modular.

Jumbo Mortgages

Jumbo mortgages are home loans that exceed conforming loan limits. A jumbo loan is one way to buy a high-valued or luxury home.

Explore Community Loan Programs

Browse Government Loan Options

We Offer Loans All Across the Country

Whether you are looking to buy a new home for relocation or invest in a second one, Horizon Bank can help. We specialize in helping families achieve their real estate goals by providing competitive loan products that get you where you want to be.
Map of mortgage areas

Mortgage loans offered in these states

  • Indiana
  • Michigan
  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Kansas
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • Nebraska
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee

Talk to an Advisor

 

 

Manage your Horizon Accounts

  • Free-OnlineBanking
    Pay Online

    Connect your Horizon Bank checking account to your loan, or another financial institution, to set up automatic payments.

  • phone icon
    Pay by Phone

    Pay using Horizon Bank’s fast, easy-to-follow automated system, and make loan payments free of charge.

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    Transfer Money
    Log in to online banking to transfer your payment from your Horizon Bank checking or savings account to your Horizon Bank loan. 

Sensible Advice

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