Our experts will find the mortgage that's right for you
As leaders in the mortgage industry, we have a variety of loans available and mortgage experts ready to match you with your ideal plan, including conventional fixed/adjustable rates, Jumbo, FHA, construction loans, and more.
Manage Your Loan Application
Apply for a Home LoanWhen you’ve found the perfect home, our expertise and exceptional service will streamline the process for you. Click here to apply now.
RefinanceLower your interest rate or monthly payment, shorten the term of your loan, or get cash out to pay off debt or for that project, you have been planning. Click here to apply.
Build or Renovate with a Construction LoanRenovate your existing home or build a new one with a construction loan. Click here to apply now.
Find the Best Rates with our Mortgage Research Tools
Calculate Your Payment
Want to know what you can afford?
Use our calculator to find the best rate for your budget!
Find a Mortgage AdvisorLet your dedicated Advisor answer all your questions and provide peace of mind – start to finish.
Check Today's RatesLooking to compare rates?
We offer competitive interest rates and personal service.
The key to financial success can often come down to the knowledge, experience, and ability of the team of advisors right in your backyard.
Personalized Mortgage Options
Horizon Bank’s experienced Mortgage Advisors will help you navigate all of your loan options to find the right choice for you and your family.
With personalized service and straightforward solutions, Horizon Bank provides dedicated mortgage loan advisors and support teams from start to finish.
Adjustable Rate Loans
Conventional Fixed-rate Loans
Planning on staying in one home for a long time? A fixed-rate mortgage may be your best option.
Are you building your dream home? Eligible property types include primary and second homes, single-family including both stick-built and modular, barndominiums and log homes.
Government Loan Options
Conventional Loan Options
We Offer Loans All Across the Country
Mortgage loans offered in these states
- North Carolina
- North Dakota
- South Carolina
- South Dakota
Pay by Phone
Pay using Horizon Bank’s fast, easy-to-follow automated system, and make loan payments free of charge.