Your home buying journey begins here.
Horizon Bank is a leader in the mortgage industry, and many of our customers have said they would recommend us in the future. We offer loans that meet various mortgage needs from conventional fixed and adjustable rates to Jumbo, FHA, and construction loans. Whatever is next for you, our mortgage loan advisors are ready to go to work for you.
Buy a HomeWhen you’ve found the perfect home, our expertise and exceptional service will streamline the process for you. Click here to apply now.
RefinanceLower your interest rate or monthly payment, shorten the term of your loan, or get cash out to pay off debt or for that project, you have been planning. Click here to apply now.
Manage my ApplicationLet your dedicated Advisor answer all your questions and provide peace of mind – start to finish.
Find a Mortgage AdvisorLet your dedicated Advisor answer all your questions and provide peace of mind – start to finish.
Check Today's RatesLooking to compare rates?
We offer competitive interest rates and personal service.
I have been working in the Mortgage Industry for 25 years and have worked for many lenders. Horizon Bank is by far the best bank/lender I have ever worked for.
The key to financial success can often come down to the knowledge, experience, and ability of the team of advisors right in your backyard.
Horizon Bank’s experienced Mortgage Advisors will help you navigate all of your loan options to find the right choice for you and your family.
With personalized service and straightforward solutions, Horizon Bank provides dedicated mortgage loan advisors and support teams from start to finish.
Are you building your dream home? Eligible property types include primary and second homes, single-family including both stick-built and modular.
Adjustable Rate Loans
Conventional Fixed-rate Loans
Planning on staying in one home for a long time? A fixed-rate mortgage may be your best option.
Government loan options
FHA Home Loans
Affordable housing assistance programs can help qualified homebuyers achieve successful homeownership.
Veteran Loans (VA)
HomeStyle® Renovation Mortgage
This is a Fannie Mae program that allows borrowers to include financing for home improvements in a purchase or refinancing of an existing home which means lower closing costs on a first mortgage.
USDA loans are zero-down-payment, low-interest-rate mortgages guaranteed by the government. They help low-to-moderate income buyers become homeowners in rural areas.
Community loan programs
Homeowners Improvement Program
Have a need for home improvement but without the credit history to obtain the traditional loan? This program was developed to allow you to fulfill those needs.
Pay by Phone
Pay using Horizon Bank’s fast, easy-to-follow automated system, and make loan payments free of charge.