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Our experts will find the mortgage that's right for you

As leaders in the mortgage industry, we have a variety of loans available and mortgage experts ready to match you with your ideal plan, including conventional fixed/adjustable rates, Jumbo, FHA, construction loans, and more.

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Manage Your Loan Application

Check the status of your application and review your documents.
  • BuyAHome_icon_v1_60x60
    Apply for a Home Loan
    When you’ve found the perfect home, our expertise and exceptional service will streamline the process for you.  Click here to apply now.
  • RefinanceHome_icon_v1_60x60
    Lower your interest rate or monthly payment, shorten the term of your loan, or get cash out to pay off debt or for that project, you have been planning. Click here to apply.
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    Build or Renovate with a Construction Loan
    Renovate your existing home or build a new one with a construction loan. Click here to apply now.

Find the Best Rates with our Mortgage Research Tools

  • Calculate Your Payment

    Want to know what you can afford? 
    Use our calculator to find the best rate for your budget!

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    Talk to an Advisor
  • Check Today's Rates
    Looking to compare rates?
    We offer competitive interest rates and personal service.

Why Horizon?

Local Expertise

The key to financial success can often come down to the knowledge, experience, and ability of the team of advisors right in your backyard.


Personalized Mortgage Options

Horizon Bank’s experienced Mortgage Advisors will help you navigate all of your loan options to find the right choice for you and your family.


Dedicated Service

With personalized service and straightforward solutions, Horizon Bank provides dedicated mortgage loan advisors and support teams from start to finish.


We especially appreciated the attentiveness and responsiveness of our agent. They had the answers, provided the info, and made this while process go smoothly.
Richard N.
Our advisor was extremely patient. Kind and helpful.
Joanne M.
Our advisor is so efficient and knowledgeable. She is one of a kind in this business! Exceptional!
Jackie D.
Our advisor is very knowledgeable and gets things done quickly
Rebecca L.
Our advisor was super helpful with our questions and guided us through the process seamlessly.
Rob D.

Offering a Wide Variety of Mortgages

Adjustable Rate Loans

Need a home, but don’t see yourself staying there for the long term? Your best option may be an adjustable rate loan.

Conventional Fixed-rate Loans

Planning on staying in one home for a long time? A fixed-rate mortgage may be your best option.

Construction Loans

Are you building your dream home?  Eligible property types include primary and second homes, single-family including both stick-built and modular, barndominiums  and log homes.

Jumbo Mortgages

Jumbo mortgages are home loans that exceed conforming loan limits. A jumbo loan is one way to buy a high-valued or luxury home.

Community Loan Programs

Government Loan Options

Conventional Loan Options

We Offer Loans All Across the Country

Whether you are looking to buy a new home for relocation or invest in a second one, Horizon Bank can help. We specialize in helping families achieve their real estate goals by providing competitive loan products that get you where you want to be.
Map of mortgage areas

Mortgage loans offered in these states

  • Indiana
  • Michigan
  • Alabama
  • Arizona
  • Arkansas
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Kansas
  • Kentucky
  • Louisiana
  • Mississippi
  • Missouri
  • Nebraska
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • South Carolina
  • South Dakota
  • Tennessee

Talk to an Advisor



Make a loan payment

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    Pay Online

    Log in to online banking to make your payment from your Horizon account or from an external account outside Horizon.

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    Loan Pay Portal

    Make fast one-time payments using Horizon's self-service loan portal.
    (cannot be used for business payments)

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    Visit a Branch
    Stop by your nearest Horizon Bank branch to submit your payment in person.
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    Video Banking Location

    Use one of Horizon's Video Banking locations.  Video banking machines have extended hours and combine the service of a Horizon advisor with the convenience of an ATM. 

Sensible Advice

The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit.  Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.