Student Checking

Our Student Checking account makes banking simple for students and young adults up to age 25*. Explore our digital tools to help you manage your money and get plenty of sensible advice along your financial journey.

Open now

Benefits and Conveniences

  • icon image of dollar bill with building
    Student Checking
    No monthly service charge or minimum balance requirements. Free eDelivery.
  • jar with dollars icon
    Everyday Savings
    No monthly service charge. $25 minimum opening balance.
  • FeeFreeATMs_icon_60x60
    Up to 5 free Non-Horizon ATMs
    Access cash at thousands of fee-free MoneyPass ATMs and get up to 5 free non-Horizon ATM transactions per month. 
  • MobileBanking2
    Mobile Banking

    Bank securely and conveniently from your mobile device while using the Horizon app and send and receive money with Zelle®.

  • debit card icon
    Instant Issue Debit Card

    Use your Horizon debit card to pay for purchases with a tap. Visit a branch to get a new or replacement debit card instantly.

  • mobile hone with wallet icon
    Digital Wallet
    Make digital payments using your phone allowing you to pay almost anywhere, including in-store, online, and in apps.

Get started with your account.

Mobile Online Banking Preview

  • Online and Mobile Banking

    Manage your personal banking from anywhere with a web-enabled device in hand.

     

    • Easy account transfers
    • Setup up alerts
    • Facial Recognition or password-protected
    • View statements and account history

    Download App Today!


    Download app from App Store      Google Play button

  • Set up your Account

    Activate your debit card, fund your account, set up direct deposit, create online credentials and download our mobile app with these easy-to-use resources.

    Learn more

  • Use Your Account

    Maximize your account experience by setting up online bill pay, scheduling automatic payments, and other handy features.


    Learn more

Kickstart your Savings and Enroll in Easy Save!

The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit.  Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.

Personal Finance Category

*Disclosure

The minimum age to open an account is 14 years old.  After the student's 25th birthday, this account will convert to an Everyday Checking account.

Students 14-17 years old at account opening will need to have their parent/guardian as a co-owner.

$25 minimum opening balance required.

$3 paper statement fee.

Bill payment and Zelle® are available to students 18 years or older.

For new customers, only residents of Indiana and Michigan are eligible to open or be added to accounts online.

Ages 14-17 (Point-of-Sale daily limit $500, ATM daily limit $200).  Ages 18 and older (Point-of-Sale daily limit $5,000, ATM daily limit $700).

Fees associated with non-Horizon and non-MoneyPass ATMs will be reimbursed up to 5 transactions per statement cycle.