For many homeowners, refinancing can be a smart move. However, before you decide to refinance your mortgage. Contact a mortgage loan officer at Horizon Bank who can help you review your options and determine whether refinancing makes sense for you

Getting organized is about more than just being tidy. If you or your family need to locate important documents, it’ll be much easier if you’ve already got everything in a good spot — and if you’ve pared down the information you’ve stored.