Getting organized is about more than just being tidy. If you or your family need to locate important documents, it’ll be much easier if you’ve already got everything in a good spot — and if you’ve pared down the information you’ve stored.

Each year, many Americans make the decision to receive Social Security benefits early — at age 62. It’s a choice that comes with both benefits and drawbacks. If you’re considering it yourself, it’s important to consider all the potential results.