Trying to decide whether you should pay off bills, or set aside more savings for your retirement? Whatever you do, get started now. Whether you’re paying off bills, saving for the distant future, or both, time is on your side.

School’s out and the beach and mountains are calling. It is that time of the year when so many of us pack our bags and hit the open road or head to the airport for a well-earned vacation. We may be ready to take a break from our normal lives, but we still need to be cyber secure while we are enjoying our time off!