In 2018 the number of smartphone users surpassed 200 million, nearly 65 percent of the population. Customers need to understand the risks and the steps they can take to minimize the likelihood of a successful cyber-attack.

For many homeowners, refinancing can be a smart move. However, before you decide to refinance your mortgage. Contact a mortgage loan officer at Horizon Bank who can help you review your options and determine whether refinancing makes sense for you