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Borrow with ease and convenience.

 

Personal Term Loan

A personal term loan allows you to borrow a specific amount of money that you can use for a variety of reasons and pay it back through regular monthly payments. These loans can also be a good tool for building credit if you make your payments on time.

  • Fixed-rate, term, and fixed monthly payment for the life of the loan
  • Secured or unsecured with no collateral required
  • Alternative to credit cards by giving you a predictable and fixed repayment plan
  • No penalty for repayment of the loan at any time
  • Simple online application and funding process

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    Personal Line of Credit

    A personal line of credit is a variable rate loan that provides you access to funds whenever you need it up to an approved credit limit.

    • Access to funds with interest-only payment options
    • Provide overdraft protection for your checking account
    • Consolidate smaller loans or pay off higher rate credit card balances
    • Often require no collateral to secure the line of credit

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    Fresh Start Loan Program

    The Horizon Bank Fresh Start Loan Program is perfect for you if you're ready to get your credit history back on track or start establishing credit.

    • Loan Amounts directly transferred into a Certificate of Deposit for secure payment, establishing your credit and improving your Credit Score
    • Certificate of Deposit Funds available as soon as the loan is paid off
    • Your income is verified, but your credit score will not be considered for underwriting1
    • Loan advances available from $1,000 to $10,000
    • Loan terms available from 24 to 60 Months

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    Starter Overdraft Program

    The Horizon Bank Starter Overdraft Program is for those customers who are looking to establish credit history as well as protect their checking account.

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    Ready to get started?

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    Make a loan payment

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      Pay Online

      Connect your Horizon Bank checking account to your loan, or another financial institution, to set up automatic payments.

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      Transfer Money
      Log in to online banking to transfer your payment from your Horizon Bank checking or savings account to your Horizon Bank loan. 
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      Pay by Phone

      Pay using Horizon Bank’s fast, easy-to-follow automated system, and make loan payments free of charge.

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