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Borrow with ease and convenience.


Personal Term Loan

A personal term loan allows you to borrow a specific amount of money that you can use for a variety of reasons and pay it back through regular monthly payments. These loans can also be a good tool for building credit if you make your payments on time.

  • Fixed-rate, term, and fixed monthly payment for the life of the loan
  • Secured or unsecured with no collateral required
  • Alternative to credit cards by giving you a predictable and fixed repayment plan
  • No penalty for repayment of the loan at any time
  • Simple online application and funding process

Apply now

    Personal Line of Credit

    A personal line of credit is a variable rate loan that provides you access to funds whenever you need it up to an approved credit limit.

    • Access to funds with interest-only payment options
    • Provide overdraft protection for your checking account
    • Consolidate smaller loans or pay off higher rate credit card balances
    • Often require no collateral to secure the line of credit

    Apply now


    Fresh Start Loan Program

    The Horizon Bank Fresh Start Loan Program is perfect for you if you're ready to get your credit history back on track or start establishing credit.

    • Loan Amounts directly transferred into a Certificate of Deposit for secure payment, establishing your credit and improving your Credit Score
    • Certificate of Deposit Funds available as soon as the loan is paid off
    • Your income is verified, but your credit score will not be considered for underwriting1
    • Loan advances available from $1,000 to $10,000
    • Loan terms available from 24 to 60 Months

       Contact us

    Starter Overdraft Program

    The Horizon Bank Starter Overdraft Program is for those customers who are looking to establish a credit history as well as protect their checking accounts.

      Contact us

    Ready to get started?

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      Apply online within minutes.
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      Speak to an advisor.
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      Visit a branch.

    Make a loan payment

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      Pay Online

      Log in to online banking to make your payment from your Horizon account or from an external account outside Horizon.

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      Loan Pay Portal

      Make fast one-time payments using Horizon's self-service loan portal.
      (cannot be used for business payments)

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      Visit a Branch
      Stop by your nearest Horizon Bank branch to submit your payment in person.
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      Video Banking Location

      Use one of Horizon's Video Banking locations.  Video banking machines have extended hours and combine the service of a Horizon advisor with the convenience of an ATM. 

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    Request a call from an advisor.

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