Borrow with ease and convenience.
Personal Term Loan
A personal term loan allows you to borrow a specific amount of money that you can use for a variety of reasons and pay it back through regular monthly payments. These loans can also be a good tool for building credit if you make your payments on time.
- Fixed-rate, term, and fixed monthly payment for the life of the loan
- Secured or unsecured with no collateral required
- Alternative to credit cards by giving you a predictable and fixed repayment plan
- No penalty for repayment of the loan at any time
- Simple online application and funding process
Personal Line of Credit
A personal line of credit is a variable rate loan that provides you access to funds whenever you need it up to an approved credit limit.
- Access to funds with interest-only payment options
- Provide overdraft protection for your checking account
- Consolidate smaller loans or pay off higher rate credit card balances
- Often require no collateral to secure the line of credit
Fresh Start Loan Program
The Horizon Bank Fresh Start Loan Program is perfect for you if you're ready to get your credit history back on track or start establishing credit.
- Loan Amounts directly transferred into a Certificate of Deposit for secure payment, establishing your credit and improving your Credit Score
- Certificate of Deposit Funds available as soon as the loan is paid off
- Your income is verified, but your credit score will not be considered for underwriting1
- Loan advances available from $1,000 to $10,000
- Loan terms available from 24 to 60 Months
Starter Overdraft Program
The Horizon Bank Starter Overdraft Program is for those customers who are looking to establish credit history as well as protect their checking account.
Make a loan payment
Pay by Phone
Pay using Horizon Bank’s fast, easy-to-follow automated system, and make loan payments free of charge.