55+ Interest Checking

Button open account nowHorizon Bank 55+ Interest Checking offers those age 55 years old and above an account that earns interest, receives free standard checks, is eligible for preferred certificate of deposits interest rates, and receives a discount on consumer loans. 

  • No monthly service charge (age 55 and above)
  • Free eStatement for online access to your statement information1
  • Interest paid on tiered balances $100 and above3
  • Free Online BankingBill Payment and Mobile Banking
  • Combined monthly statement of all your accounts
  • Free standard checks2 and unlimited check writing
  • Preferred interest rates on CDs3
  • Overdraft Protection4
  • Consumer loan discount with Auto payment from Horizon checking or savings5

1There is a $3 paper statement charge. This charge is waived if enrolled in eStatements or when minimum balance is $500 or above
2Customer pays shipping/handling and taxes
3Ask an advisor for details
4Subject to approval
5Includes most loans types; excludes line of credit and loan specials. See advisor for details.


Do I have to pay a Monthly Service Fee with a 55+ Interest Checking Account?

No. If you are 55 years of age or older, you do not have to pay a monthly fee. This feature makes this checking account the ideal choice for adults who desire an easy to use checking account that grants them everything they've come to expect from a Horizon Bank checking account.

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Do I receive Interest on the 55+ Interest Checking Account?

Yes, a $100 minimum balance is required to earn interest.

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