Interest Checking

Horizon Bank Interest Checking helps you to earn competitive rates of return on your checking account balance. This makes it the perfect account for getting the most back from your checking account experience. Interest Checking turns your account into a money-making machine. Visit a branch near you to apply

  • No monthly service charge with $2,500 minimum balance1 
  • Free eStatement for online access to your statement information2
  • Interest paid on tiered balances $2,500 and above3
  • Free Online Banking, Bill Paymentand Mobile Banking
  • Combined monthly statement on all your accounts
  • Unlimited check writing
  • Overdraft privilege4
  • Consumer loan discount with Auto payment from checking5

1$8 if minimum balance falls below $2,500
2There is a $3 paper statement charge. This charge is waived if enrolled in eStatements or minimum balance is $2,500 or above
3Ask an advisor for details

4Subject to approval
5Includes most loan types; excludes loan specials. See advisor for details.

How do I setup eStatements?

Click to learn how to setup eStatements

1. In the Menu, click or tap Statements > eStatement Enrollment.

2. Choose the account you would like to change, select eStatement from the drop-down list.

3. The eStatement Delivery Agreement window appears. Review the agreement, and click I accept.

4. To change the email that receives an eStatement, click the edit icon ( ). The Select Recipient window appears. Do one of the following:
• Click the checkbox for one or more existing delivery addresses.
• Click in the address field and type a new delivery address. Click or tap Add

5. Click Save


Do I have to pay a Monthly Service Fee with a Interest Checking account?

No. As long as your minimum account balance does not fall below $2,500, you will not have to pay a monthly fee.

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What happens if my minimum balance falls below $2,500 with a Interest Checking account?

You will incur a monthly fee of $8 if your balance falls below $2,500. Horizon Bank Interest Checking is ideal for you if you're looking to get competitive rates of return on your checking account balance, and this limit encourages you to keep your account balance at a level that creates significant returns for you.

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