We Go Above and Beyond For You

At Horizon Bank, you’re more than your financial statement. Since 1873, we’ve focused on building a strong relationship first, getting to know you so we can give you the right advice when you need it most. We’ve planted deep roots in Michigan and Indiana, with Advisors that live and work in our communities. That’s how Horizon goes beyond the ordinary way of doing business to help you achieve your financial goals.

Get to know us

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    Beyond Basic Checking

    With Everyday Checking, you get an easy-to-use bank account with great  benefits like free ATMs, online banking, and no service charges. Or try Relationship Checking, and bundle your versatile checking account with a high-yield savings
    account that helps you grow your money. Both accounts come with exceptional support from our Horizon bank team.
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    Build Beyond Today

    Savings and Money Market accounts offer simple solutions for building toward your goals. Find competitive interest rates without high fees and the tools you need to grow at the right pace for you. And for even more earning potential, explore powerful Certificates of Deposit.

Speak With Us To Find Out More

Choose how you like to communicate, from phone to email to online chat to in-person conversation.

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    Speak to an advisor.
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    Chat online with our support team Monday - Friday 8 am to 5 pm CST.  Live chat is available for questions 24/7/365.

Money Management Tips and Advice

Tips for Choosing the Best Checking Account

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Looking to open a new checking account? Whether you need to change banks, or you’re just looking for a new account to better suit your payment needs, these are a few key factors you may want to consider:

1. Account Insurance

Make sure your financial institution provides insurance from either the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA). At Horizon Bank, accounts are insured for up to $250,000 per depositor.

2. Minimum balance requirements

If the account has a minimum balance requirement, make sure it’s an amount you can maintain, so you can avoid costly, low-balance fees.

3. Fees

Be sure you understand all other potential fees for your account — as well as any opt-in tools offered to help you avoid them.

4. ATM network

Do you frequently use cash? If so, you’ll need easy access to ATMs or bank branch locations. Make sure you have convenient options for withdrawing money, to avoid out-of-network ATM fees as much as possible. 

5. App features

Check to ensure that your account will offer plenty of convenient, app-based tools to make it easier to track and use your checking account. Watch for features like mobile check depositing, account alerts, and other features that are most important for your day-to-day needs.



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