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All accounts offer free online banking and unlimited bill payment, free mobile banking, text and email alerts to keep track of your account, debit card, and overdraft protection2.

SPANISH PersonalCheckingChart_AUG19

Account
Features
Basic
Checking

Open an Account
Interest
Checking

Open an Account
55+ Interest
Checking

Learn More
Student
Checking

Learn More
Fresh Start
Checking

Learn More
Why choose?$0$0$0$0$0
Minimum Opening Balance$5 if minimum falls below $1,000 (Waived if account has Direct Deposit or eStatement)$8 if minimum balance falls below $2,500$0$0$0
Monthly Service ChargeNoYes, on tiered balances of $2,500 and over3Yes, on tiered balances of $100 and over3NoNo
Interest$3$3 (Fee waived if minimum balance is $2,500 or above)$3 (Fee waived if minimum balance is $500 or above)$3$3
Paper Statement Fee$3$3 (Fee waived if minimum balance is $2,500 or above)$3 (Fee waived if minimum balance is $500 or above)$3$3
Other Benefits  - Free standard checks for those 55 or better1
- Preferred interest rates on Certificate of Deposits3
- 5 free non-Horizon Bank ATM transactions per statement cycle$3
1Customer pays shipping/handling and taxes.
2Subject to Approval
3Ask Advisor for details.
4After the student's 25th birthday, this account will convert to a Basic Checking account.