Cash Management | Horizon Bank

Business Need	Horizon's Solution
Accept payments or donations directly from customers' accounts	Online Payment Portal
Convert paper checks into safer, electronic transactions	Electronic Check Service
Increase payment options by accepting credit and debit cards	Merchant Processing
Deposit checks directly from your recurring or one-time payments	Remote Deposit Capture
Electronically debit accounts for recurring or one-time payments	ACH Collections
Track and collect large volumes of payments received via the mail	LockBox Services
Receive International payments	Wire Transfer Service

Business Need	Horizon's Solution
Get alerted when suspicious activity occurs	Positive Pay
Review all incoming and paid check activity	Reverse Positive Pay
Automatically transfer and manage funds to cover expenses	Credit Sweep
Concentrate your funds into a single account	Zero Balance Account
Automatically invest excess, idle funds to interest-earning accounts	Investment Sweep
Protection from attacks designed to steal account information when banking online	Detect Safe Browsing

Business Need	Horizon's Solution
Eliminate paper checks to employees	Direct Deposit
Make purchases directly from your account	Debit Card
Earn reward points while managing employee spending	Credit Card
Manage large volumes of employee expenses	One Purchasing Card
Make payments electronically like payroll or taxes	ACH Payments

Business Cash Management