Share buttons



We have a wide variety of financial calculators. Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features that make our calculators stand out!

Mortgage Calculators

What would my loan payments be? - Mortgage Loan Calculator

Are you better off buying your home, or should you continue to rent? Rent vs. Buy

Which is better a 15 year or a 30 year Mortgage? 15 year vs. 30 year Calculator

Should I get a fixed-term loan or an adjustable term loan? ARM vs. Fixed Calculator

How long will it take to break even on a mortgage refinance? Mortgage Refinance Breakeven Calculator 

Loan Calculators

What would my monthly loan payments be? - Amortizing Loan Calculator

Should you consolidate your debt into a new loan? Debt Consolidation

What type of loan will work best for you? Loan comparison

How do I create an amortization schedule for a loan that uses a 365-360 schedule? 365/360 Loan Calculator

Investment Calculators

How do I know how to balance my portfolio of assets? Asset Allocation Calculator

How do I know if I am meeting my long term investment goals? Investment Returns

What are the value of my stock options for the next one to twenty-five years? Stock Option Calculator 

Business Calculators

Should your business consolidate debt? Business Debt Calculator

How is my debt service coverage impacted by changing income and capital assumptions in your business? Debt Service Coverage 

Should you lease your equipment or finance it? Equipment buy vs lease

What is your business’ estimated debt service coverage with a new loan? Commercial Loan Calculator

How can you calculate areas of your business that may need your attention such as solvency, liquidity, operational efficiency and profitability?Financial Ratio Calculator

How much inventory should your business hold, and when should you place orders?  Inventory Analysis 

Retirement Savings & Planning Calculators

How can you calculate the contributions into a 401(k) plan?  401(k) Calculator

Should you spend or save your 401(k) balance when you leave your employer? 401(k) Spend or Save it calculator

How much monthly income will your retirement savings provide you in retirement? Retirement Income

What do you need to save now to have a secure retirement based on your pension? Retirement Pension Planner

What do you need to save now to have a secure retirement based on your pension by yourself? Retirement Planner

Is a Roth IRA conversion with distributions a good option for you? Roth IRA Conversion with Deductibles

Is a Roth or a Traditional IRA better for you? Roth IRA vs. Traditional IRA

What the minimum IRA withdraw requirement that I withdrawal every year? Requited Minimum distribution (RMD) for current year 

How does contributing to a variable Annuity help create long term tax-deferred growth? Variable Annuity Calculator 

Savings Calculators

How much should you save for college? College Savings

What would it take to save a million dollars? Cool Million

How many years would it take to accumulate wealth? Savings Calculator

How much savings will you have left when you take withdrawals? Savings Distribution Calculator

How does the interest rate effect your savings balance? Compare Rates

What are the benefits of investing in a Certificate of Deposit? CD Calculator

What are the benefits of investing in a series of CDs with different terms? CD Ladder Calculator 

Personal Finance Calculators

How much are you spending? Home Budget Analyzer

What is my net worth? Net Worth Calculator

How is your credit based on by debt? Credit Assessment

The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit.  Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.