Protecting Your Identity

Scammers are getting smarter — and they have more ways than ever to try to steal your personal information. They might intercept your mail, dig through discarded documents, or send emails and texts that look like they’re from your bank, urging you to "confirm" sensitive details like your Social Security number or login credentials. Some even create fake websites or impersonate trusted companies over the phone. Staying alert, protecting your personal information, and recognizing the warning signs can help you stay one step ahead and keep your identity safe.

REMEMBER:  Horizon Bank will never call you and ask for account or password information. 

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Online Banking Security

If you use a weak or reused password, scammers can guess or steal your login credentials. Logging in from a public or unregistered device triggers a one-time secure access code—fraudsters may trick you into sharing that code via fake emails or calls, then use it to access your account. Even routine cookie-deletion can lead to extra code prompts, creating more opportunities for attackers to phish you.


Internet Security

Whether you’re at home or on a company network, outdated software, unpatched browsers, or unsecured Wi-Fi can let malware slip in - spyware that harvests your passwords, ransomware that locks up your files, or Trojans that open back-doors into your accounts. Even a single infected USB drive plugged into your personal PC can spread threats across all your devices.

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Protecting Your Mobile Device

Malicious apps, phishing texts (“smishing”), or out‐of‐date operating systems can let spyware or malware onto your phone or tablet. Once installed, these threats can steal login credentials, intercept your banking sessions, or harvest personal data. A lost or stolen device without proper locks can hand over all your saved passwords and app access to a criminal.

Frequently asked questions

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