Lindsay DeBroka, Mortgage Loan Originator

Phone: (574) 286-3493 Email: [email protected]    NMLS#1005380

Serving South Bend Branch, St. Joe County, IN

I’ve spent the past 25 years in the mortgage industry—and I still genuinely love what I do. I began my career as a mortgage processor in 2001 and later worked on the title side as a closer. That behind-the-scenes experience gave me a full understanding of how a loan comes together from start to finish, and it continues to shape the way I serve my clients today.

The greatest compliment I can receive is when past clients refer their friends and family. Those relationships mean everything to me. Whether you’re buying a home or refinancing, my goal is to make sure you feel informed, comfortable, and confident every step of the way.

While numbers are important, clarity matters most. I want you to know exactly what to expect—especially when it comes to your monthly payment and the funds needed at closing. With decades of experience, I’m able to provide highly accurate estimates, often down to the penny, so there are no surprises.

I’ll admit—I’m detail-oriented by nature, and that’s a strength in this business. Staying organized and ahead of the process allows me to set clear expectations and timelines, making the experience smoother and far less stressful for everyone involved.

I’m also active in local home builder associations and enjoy planning events that bring people together while sharing helpful insights. At Horizon, we offer a full range of mortgage products—from new construction and renovation loans to FHA, USDA, VA, and Conventional financing—so there’s truly an option for every type of buyer.

Outside of work, I enjoy spending time with my family. Whether it’s binge-watching shows, dog sitting, catching a movie, or getting a little too competitive over ping pong, I value time spent together.

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