Fresh Start Checking

Horizon Bank Fresh Start Checking is perfect for you if you're looking to leave past checking account problems in the dust. A new start with Fresh Start checking means you have no minimum opening balance, a minimal monthly service fee, and unlimited check writing. It's everything you'll need to get back on track with checking. Visit a branch near you to apply.

  • No minimum opening balance

  • Minimal $5 monthly service charge

  • Account does not earn interest

  • Free eStatements for online access to your statement1

  • Unlimited check writing

  • Consumer loan discount with auto payment from checking2

  • Free online bankingunlimited bill pay and mobile banking

1There is a $3 paper statement charge. This charge is waived if enrolled in eStatements 
2Includes most loans types; excludes loan specials. See advisor for details.


Do I have to pay a Monthly Service Fee with a Fresh Start Checking Account?

Yes. A small $5 monthly fee is required with this account. This fee helps us ensure that you can get back on track with checking regardless of any past issues you may have had with checking accounts.

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Do I receive Interest with the Fresh Start Checking Account?

No. You do not receive interest with this account. This account is designed to keep things simple as you get back on track with checking.

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Will I receive a debit card?

Yes, the Fresh Start Checking account comes with a debit card, unlimited check writing, free online banking and bill pay and combined monthly statement of all your accounts.

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