Trust Under Will and Standby Trust have been designed to guarantee that your wishes are carried out according to beneficiary needs. Through these Horizon Bank trusts, you will also be able to establish guidelines for special circumstances that may arise during the estate management process, taking full advantage of our specially trained advisors who are ready either to serve as an independent trustee or to step in when your representatives need sensible advice.

A Trust Under Will ensures that a trust account is provided for within your will and created upon death, safeguarding your assets and making sure the other personal and financial goals detailed in your will are able to be carried out as you desire. With this trust, Horizon Bank will be able to serve as a personal representative for your estate and independent trustee, helping you shape and execute the stipulations of the trust detailed in your will.

  • Ensure the safe distribution of your assets to your heirs according to your will
  • Manage estate taxes and reduce expenses
  • Maintain your assets and establish trusts to safeguard the financial stability of your family and beneficiaries
  • Alleviate stresses experienced by you, the executors of your will, and your heirs

Standby Trust is designed to allow you and your representatives to maintain control over your estate, only ceding powers to trustees in the event of special trigger events stipulated with the help of a Horizon Bank advisor. With a Standby Trust, your advisor will be able to assist you only when you need their expertise.

  • Take advantage of our experienced knowledge of trigger events, such as unavailable or incapacitated grantors, or during business transactions that require a third party
  • Receive assistance during the most difficult parts of your trust management process
  • Create peace of mind for you and your representatives, knowing that you will have sensible advice when you really need it

Stop by your local Horizon Bank or call us toll-free on 888-873-2640 to apply today.

Investment vehicles made available through Horizon Trust & Investment Management are: Not deposits or other obligations of, or guaranteed by Horizon Bank; Not insured by the FDIC; Subject to investment risks, including possible loss of principal.