A Living Trust is created to help you protect and maintain control over your assets so that they may be safely transferred to your heirs. With a Living Trust, you will be able to serve as a trustee until you appoint another, allowing you to develop and manage your estate plan until you decide to relinquish control.

• Eliminates the potential for court control of trust assets in the event of incapacitation, death, or management falling to a minor 
• Significant privacy while reducing estate taxes
• Allows your assets to avoid probate and subsequent fees when you die, making it easier for beneficiaries to receive distributions
• Eliminates the need for multiple probates if you own assets in more than one state 
• Provides quicker and more orderly distribution of assets to beneficiaries at death
• Prevents joint ownership issues and allows assets to remain locked in trust until beneficiaries reach a specific age
• Can protect and provide for dependents with special needs 
• Can be changed or revoked at any time until incapacity or death 
• Brings all your assets together under one plan 
• Allows for professional asset management if you choose a corporate successor trustee such as Horizon Bank

Stop by your local Horizon Bank or call us toll-free on 888-873-2640 to apply today.