The Horizon Bank Employee Stock Ownership Plans (ESOPs) enable you to leverage the value of your business for the benefit of your employees. With this retirement plan, you will be able to buy and hold company stock in a trust, creating stability for when members wish to sell out of the business, while offering significant tax advantages for all participants in the plan.

  • Enjoy phased or partial sales for maintaining a succession line as members choose to sell
  • Eliminate income tax paid on pass-through income, allowing you to use funds to grow your business
  • Grant more flexibility to sellers of company stock through ESOP’s unique ability to borrow
  • Take advantage of Horizon Bank’s expertise and sensible advice, as we operate for you as a nationally recognized ESOP trustee with a dedicated team of advisors who are up to date on the latest changes with these investment plans

Stop by your local Horizon Bank or call us toll-free on 888-873-2640 to see how an ESOP can benefit your business and your employees


Investment vehicles made available through Horizon Trust & Investment Management are: Not deposits or other obligations of, or guaranteed by Horizon Bank; Not insured by the FDIC; Subject to investment risks, including possible loss of principal.