Share buttons



Micro Business Checking

Horizon’s Micro Business Checking is the ideal low-volume checking solution for your business. With this account, the first 50 business transactions each month are free, allowing you the convenience of a business account with no minimum balance and no monthly service charge.

  • No minimum balance required
  • No monthly service charge
  • Business debit card
  • 50 transaction items (debits, checks paid, credits, and deposited items) per month are free1
  • $10 paper statement fee; No fee for eStatements
  • 15 online Bill Pay items free per month2
  • Cash deposits & withdrawals up to $10,000 are free3
  • Overdraft Privilege4

    Business checking benefits and conveniences.

    Horizon Mobile Preview
    • Online and Mobile Banking


      • Manage your business banking from anywhere with a web-enabled device in hand
      • Create user roles for your company
      • Pay loans and draw on lines of credit
      • Pay bills
      • Thumbprint or passcode secure login
      • Facial recognition
      • View eStatements and account history

      Download App Today!

      Download app from App Store      Google Play button for app


      First-time Login Guide 

    • Set up your Account

      Visit the branch to create online credentials, then download our mobile app and log in.


      Learn more

    • Use Your Account

      Maximize your account experience by setting up online bill pay, scheduling automatic payments, and other handy features.


      Learn more

    Online resources.

    Online Banking Video Tutorials

    Visit our video library to help navigate your business online banking experience.

    First Time User Login Guide

    Step-by-step instructions to guide you through your first time using online banking with your business account.

    Optimal Browser Setting Guides

    We recommend using the latest supported browser version available for the best online banking experience.

    Detect Safe Browsing

    This free software runs in the background as an extra layer of protection to help avoid becoming a victim to online fraud.

    Positive Pay Guide

    Fraud prevention tool in online banking that allows you to review transactions to mark them approved or returned.


    ACH Payments

    Make payments electronically like payroll or taxes.

    Wire Transfer Service

    Horizon Bank partners with Western Union for processing wires.

    Need comprehensive Cash Management solutions?

    Horizon’s Treasury Management team is skilled at offering a multitude of technology-driven tools to better manage money moving through your business. We can also offer solutions to improve cash flow, streamline payables, manage liquidity, and mitigate unnecessary risk exposure.

    Girl with cell phone - Biller Direct App

    Sensible Advice

    The web site you have selected is an external site not operated by Horizon Bank. This link is provided for convenience and informational purposes only and Horizon does not endorse and is not responsible for the content links, privacy policy or security policy of this website or app you are about to visit.  Horizon Bank is not responsible for (and does not provide) any products, services or content for this third-party site or app, except for products and services that explicitly carry the Horizon Bank name. Click Proceed to continue or Cancel to go back.