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Grow Beyond Expectations
A business loan can power your next big move.

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Business Term Loans

Looking to expand your business with an injection of cash on a term basis? A Horizon Bank business term loan may be your solution. Our term loans are created with a specific dollar amount and a pre-determined repayment schedule, so you have access to the funds you need without having to worry about meeting repayment deadlines.

  • Finance equipment, invest in long-term capital purchases, or make business acquisitions
  • Loan periods with predictable payments and consistent rates
  • Fixed interest rates across the entire loan period

Talk to a business advisor

Request a Call    Visit a branch

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Commercial Real Estate

Horizon Bank commercial mortgages help you leverage your existing commercial assets to meet the needs of your growing business. Taking out a mortgage on your commercial property can provide you with the financial stability you need.

  • Expand existing space, purchase new property, or invest in development/income-producing real estate
  • Competitive interest rates compared to traditional loan options
  • Choose between term loans or lines of credit with flexible repayment plans

No matter your goals, we can help you creatively use your existing assets to reach them.

Talk to a business advisor

Request a Call    Visit a branch

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Lines of Credit

Meet your short-term business goals with a flexible line of credit. A business line of credit offers financing you can draw from and repay as needed, giving you control over cash flow when you need it most.

  • Ideal for financing equipment, office supplies, or business development
  • Skip lengthy approvals—access funds when you need them
  • Only pay interest on the funds you use
  • Flexible repayment options: interest-only or full balance payments

Talk to a business advisor

Request a Call   Visit a branch

Specialty loan programs tailored to your needs.

  • guy in manufacturing building

    Manufacturing Loan Program

    Whether you’re buying new, or refinancing to save costs, we offer specialized loan options to meet your unique needs as an industrial manufacturer. 

  • nurse and doctor

    Healthcare Loan Program

    Whether you're a start-up Medical or Dental practice, purchasing an existing practice, or looking for financing options for your established practice, we can provide financial tools for your practice to streamline your day to day cash flow.

  • man shaking hands in a meeting

    Professional Line of Credit

    Horizon Bank offers a specialized line of credit designed to assist professionals with their everyday cash flow requirements.

    • SBA Loans

      SBA loans are long-term, small business loans partially guaranteed by the government.  Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms as part of the SBA program, while removing some of the barriers to traditional financing options.
    • Agricultural Loans

      Our agricultural lending experts have the knowledge needed to find the best, most sensible solutions for your unique financial needs. 

      • Lines of credit to manage general operating expenses.
      • Short term installment loans to finance the equipment.
      • Real estate loans tailored to your needs.

    Request a call from a business advisor.

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