Agricultural Services

At Horizon Bank, we understand your unique financial needs from seasonal income restrictions to purchasing and maintaining heavy-duty equipment. As a locally owned institution with large, in-house lending capabilities and a broad scope of services, we're prepared to work with you. And our lending experts have the knowledge needed to find the best, most sensible solutions for your specific needs.

Lines of Credit

This is a good solution to manage general operating expenses.

Crop and livestock expenses
Inventory and working capital loans

Equipment loans

Basic installment loans, which are typically designed with one-to-ten year terms. Useful for major purchases and refinancing on items.

Machinery, irrigation Equipment & building vehicles
Breeding livestock
Grain bins & grain storage systems
Building repairs, tilling, conservation structures

Farm land loans

Real estate loans may be amortized for up to twenty years. These loans are commonly used for

Purchasing land, new building construction, existing building repair or remodel
Livestock facilities and grain storage systems
Tilling
Conservation structures

We're your FSA Partners