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Advice

Five Must-Haves in a Business Checking Account—and How to Get Them for Free

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Not all business checking accounts are created equal. If you're a business owner, finding the right fit can save you money, time, and stress. Here are five essentials your account should offer and how Horizon’s Business Advantage Checking delivers them without the typical fees.

1. No Monthly Fees
A great business account shouldn’t charge you just to keep it open. Business Advantage Checking has no monthly service charge, helping you keep more of what you earn.

2. No Minimum Balance Requirement
Some banks require a high daily balance to avoid fees, but that’s not always realistic. With Horizon, there’s no minimum balance requirement, giving you flexibility as your business grows.

3. Free Transactions
Paying for every deposit, check, or withdrawal adds up fast. This account gives you 150 free combined items each month, plus free cash deposits and withdrawals up to $10,000 monthly.

4. Business Tools That Work for You
From Online Premium Bill Pay to free eDelivery, Business Advantage makes it easy to manage bills, track expenses, and access your account from anywhere.

5. A Business Debit Card and Overdraft Support
You’ll get a free Business Debit Card for easy purchasing, and Overdraft Privilege¹ to provide a little extra cushion when needed.

If you’re looking for a checking account designed with all businesses in mind and one that keeps your costs low, Horizon’s Free Business Advantage Checking is worth a closer look.

Click to learn more or open your account today. If you have any questions, you can visit your local branch and talk to one of our experienced Advisors!

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