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What is Merchant Processing?

Hand holding debit card up to card reader

Being able to collect and process payments from your customers is a key function of any business, regardless of its size.

Merchant Processing is the technology that provides your business the tools and secure channel to accept credit cards, debit cards, and other forms of electronic payment for transactions to take place.

Take payments anywhere

With a variety of options for processing your transactions, you can select the one that’s right for the way you do business.

  • Electronic terminal processing is the method of choice for many businesses – just swipe the card right at the point of sale.
  • Point-of-Sale (POS) systems are important for clients as they combine general accounting with the acceptance of payments.   Horizon Bank can connect to most of those POS systems.
  • Web Commerce has been exploding over the past years as many of our clients desire to make it easier for customers to purchase or make payments.
  • Telephone processing may be a method if you have limited transactions or simply want to utilize your current phones or PC equipment.
  • Wireless processing (mobile) allows you to process transactions from virtually anywhere wireless processing is available. Take payments on the go!

Run your business more efficiently

Utilize resources to access the information you need to manage your daily card processing issues. Included, free of charge, are the following management tools.

  • Electronic Invoice Presentment and Payment can reduce the effort to distribute invoices and also can reduce the time for receiving payments.
  • If you receive a high volume of payments from corporate purchasing cards, we have techniques to materially reduce the cost of accepting such payments.
  • Payments Insider, your single source to access detailed information on your day-to-day processing activities.
  • Enhanced billing statements that provided more detailed information for your review.
  • Customer service and terminal support 24 hours a day, 7 days a week.

Horizon is committed to being a one-stop solution for all of your banking and processing needs. Find a Horizon Bank advisor near you to discuss how we can help grow your business’ cash flow with the industry’s most advanced merchant solutions.

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