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Home Advice You Can Count On.

We make it easy to do everyday banking at Horizon, but everybody still needs some sensible advice from time to time to help with their goals and strategies for saving, investing wisely and making the most out of your financial journey. That’s why we provide fresh advice topics to help you along the way.

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Special Ways to Boost Equity with DIY Home Improvements

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Home equity is the difference between your home’s market value and what you still owe on it. Home equity loans can pay for major home renovations, college tuition, and more. One way to increase home equity is through home renovations that boost your home’s resale market value. But major renovations, like kitchen or bathroom remodels, can be quite expensive and can even increase property taxes. Below, we outline some do-it-yourself home improvements you can make this fall!

Paint the walls. While a bright red wall or decorative wallpaper can be fun, current homebuyers are drawn to neutral, lighter walls. Paint your walls cream, light gray, or another neutral color that lets potential homebuyers envision their lives there. Also, consider that homebuyers prefer specific colors for specific rooms.

Redo your ceiling. Say goodbye to the popcorn ceiling. These ceilings can be redone easily, even by beginners! A simple, smooth white ceiling can brighten your home and leave room for accent walls, furniture, and more for future buyers.

Install new hardware. Whether you’re looking for ornate or minimalist hardware, new handles and faucets can make a difference in the kitchen and bathroom. While installing new cabinets can be challenging, swapping out outdated hardware is relatively simple.

Paint the cabinets. Beginners can install new cabinets, but it’s even easier to paint your current ones. With a coat of paint and new hardware, your kitchen will look brand new – all on a budget.

DIY to Get a Home Equity Loan

If you’re making home improvements yourself, you likely have even more projects and renovations in mind. Start with these lower-cost DIY projects to build your home equity. Once you do, you can secure a home equity loan to fund bigger projects. Contact a Horizon Bank advisor today to learn more. 

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