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We make it easy to do everyday banking at Horizon, but everybody still needs some sensible advice from time to time to help with their goals and strategies for saving, investing wisely and making the most out of your financial journey. That’s why we provide fresh advice topics to help you along the way.

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3 Home Projects to Tackle in the New Year

Couple looking at plans

Spending more time at home the past two years has changed the way we view our living spaces. Many people have opted to refresh their homes - from organizing cluttered areas to tackling large scale remodels to make room for home offices.

Are you inspired to take on some home projects in the new year? We rounded up some popular projects that are worth tackling. And when you are ready to finance them, Horizon can help you tap into the equity in your house to easily pay for the goods or services you need to complete new projects.

Kitchen Cabinetry

Kitchens renovations are known to add instant value to the home, which makes them a great place to invest your time and attention. There’s a lot of flexibility when you consider your cabinets, and there are solutions at every price point. You can completely overhaul old cabinets with new, while also changing the design and layout of your space. You can also opt to paint the cabinets for a fresh new look. Or, you can simple change up cabinet hardware with some color to spice up the appearance of the kitchen.


The cold weather season tests the warming and heating efficiency our homes. If your home is drafty or if you are having to crank up the thermostat, it could be time reinsulate your attic, garage or crawl space.

You can work with an HVAC specialist to determine your R-value. R-value refers to thermal resistance. The U.S. Department of Energy recommends unfinished attics have an R-value of 30 in hot climates, 38 in temperate climates and 49 in cold climates.

Closet Overhauls

No one wants a space that feels cluttered or cramped. And actually, ‘getting organized’ is one of the most common New Year’s resolutions, but how many of us actually follow through on our good intentions?

At first, it may sound like an unattainable luxury, but solving existing storage problems may add more resale value to your home, making it worth the investment.

One of the best benefits of a custom closet remodel is that the closet is redesigned specifically with your needs in mind. It’s important to think carefully about what types of shelving and compartments will be most useful for you and your family in the long term.

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