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Home Advice You Can Count On.

We make it easy to do everyday banking at Horizon, but everybody still needs some sensible advice from time to time to help with their goals and strategies for saving, investing wisely and making the most out of your financial journey. That’s why we provide fresh advice topics to help you along the way.

Looking for specific advice? Use our search feature to explore our various topics.

Spruce Up Your Home

Couple in living room with paint, ladders and paint brushes

When seasons change, many homeowners find themselves anxious to make some upgrades around their home and yard. If you’re pondering a few changes, here are some ideas for improvement projects that can make a big difference:

  • Paint
    This is one of the least expensive ways to freshen up your home, inside or out. Whether you choose a vibrant exterior look, or an earthy shade that brings some calm into your favorite room, you’ll find that a little color goes a long way to changing how you feel about your home. Summer is a great time to paint inside, when you can open windows for quicker drying times.

     

  • Concrete repairs
    After the chance of freezing, you can improve your home’s curb appeal by having concrete repairs done. This is a good time to have a professional fix up your driveway, sidewalks, and patio if you’re noticing some cracks.

  • Window replacement
    Good windows help keep cold air out during the winter, and they can also help keep your cool air in during the summer. Plus, updated windows can upgrade the look of your home.
     
  • Roof repairs
    If your roof is more than 15 years old, or you can see shingles beginning to lift, you may be due for some repairs, or even a full replacement. Contact a professional to get an estimate. And while you’re at it, consider changing the roof color as well for another way to freshen your home’s look.

     

  • Add a deck or patio
    Whether you’re extending a concrete slab, upgrading to stamped concrete for an elegant appearance, or adding either a wooden or vinyl deck, you’ll enjoy your outdoor space even more than ever! Host more parties, improve your yard’s appearance, and more with this enhancement.

     

  • Landscaping
    Professional landscaping can make a big difference in your home’s appearance and value. And even more so when you combine it with deck and patio upgrades.


Need help getting started?
Don’t have extra money set aside for home improvements? A Home Equity Line of Credit (HELOC) might just be the thing to help you achieve your goals. HELOCs can be useful if you’re planning a major project with multiple expenses or if you want ongoing access to funds. And, they feature flexible repayment options and the rates at Horizon Bank are lower than ever.


We’ll be happy to talk with you about financing options for value-adding projects. Contact us at 888-873-2640, or get more info on our website.

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