Cadillac, MI South Mitchell

Local Information

Banking Services Offered at 302 S. Mitchell St., Cadillac, Michigan

Personal Banking in Cadillac

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Cadillac and throughout Wexford County. From checking and savings accounts to digital banking and debit cards, our local banking team can help you find the right solutions for your financial goals.

Mortgages and Home Loans in Cadillac

Whether you're buying your first home, moving within Wexford County or making improvements to your current home, Horizon offers a variety of mortgage and home loan options for homebuyers and homeowners in Cadillac and surrounding communities. Options include conventional, FHA, VA, construction, jumbo and first-time homebuyer programs.

Because we make lending decisions locally, you can work with a Horizon mortgage team that understands the Cadillac and northern Michigan market and can help guide you through the home financing process.

Business Loans in Cadillac

Cadillac serves as a regional center for Wexford County, with businesses supporting manufacturing, healthcare, retail, tourism, hospitality, professional services and outdoor recreation. Horizon offers business loans and lines of credit to help local businesses manage working capital, purchase equipment or real estate, expand operations and pursue new opportunities.

Whether you're starting a business or growing an established company, our local banking team can help you explore financing options designed around your business goals.

Small Business and SBA Loans in Cadillac

Horizon helps small business owners and entrepreneurs in Cadillac and throughout Wexford County access financing for business growth and expansion. Through our SBA lending options, qualified businesses can explore financing for working capital, equipment, real estate, expansion and other business needs.

Business Banking and Treasury Management in Cadillac

Running a business takes more than a loan. Horizon offers business banking and treasury management solutions to help Cadillac businesses manage payments, cash flow and day-to-day financial operations.

Solutions can include business checking, ACH and wire transfers, remote deposit, fraud protection, Positive Pay and other cash management services. Our team can help identify solutions that make it easier to manage your business and plan for what's next.

Wealth Management and Investments in Cadillac

Your financial goals can change as your life and career evolve. Horizon's wealth services can help individuals, families and business owners in Cadillac and surrounding communities with investment management, financial planning, retirement planning, estate planning and other long-term financial needs.

Convenient Banking in Cadillac

Horizon Bank's South Mitchell branch is located at 302 S. Mitchell St., providing convenient access to customers throughout Cadillac and Wexford County.

The branch is open Monday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to noon. Drive-up banking is available during regular branch hours. Video Banking is available Monday through Saturday from 8 a.m. to 8 p.m. Eastern Time, and the 24-hour ITM accepts deposits.

Through Video Banking, customers can connect with a live Horizon banker for everyday transactions including cash and check deposits, withdrawals, loan payments and account transfers.

Learn more about Video Banking.

Community Banking in Cadillac

As a community bank, Horizon believes strong banking relationships extend beyond the branch. Our Advisors live and work in the communities we serve and are encouraged to volunteer, support local organizations and contribute to initiatives that make a difference.

Horizon is committed to supporting the Cadillac community and surrounding Wexford County through volunteerism, financial education, charitable giving and local partnerships.

Horizon Advisors have also participated in community service efforts in Cadillac, including volunteering with Habitat for Humanity to help build and improve homes for local families. These efforts reflect Horizon's commitment to giving back to the communities where our customers and Advisors live and work.

Local Information

Cadillac is the county seat of Wexford County and a northern Michigan community surrounded by lakes, forests and year-round outdoor recreation. The area combines a historic downtown with a strong tourism, manufacturing, retail and service economy.

Horizon Bank's South Mitchell location is near several recognizable local destinations, including:

• Downtown Cadillac — the community's center for local shops, restaurants, businesses and community events.
• Cadillac Commons — a downtown gathering space hosting community events and activities throughout the year.
• Lake Cadillac — a popular destination for boating, fishing and waterfront recreation.
• Lake Mitchell — a large recreational lake connected to Lake Cadillac and popular for boating and fishing.
• Mitchell State Park — located between Lake Cadillac and Lake Mitchell, offering camping, hiking, boating and other outdoor recreation.
• White Pine Trail State Park — a regional trail offering opportunities for biking, hiking and other outdoor activities.
• Wexford County Courthouse — a prominent downtown landmark and center of county government.
• Wexford County — a northern Michigan community supported by manufacturing, healthcare, tourism, retail, professional services and outdoor recreation.