Horizon — A Better Way to Invest
Dynamic Asset Allocation
Your asset allocation mix will be based upon your goals and our current assessment of market conditions, providing you with optimal diversification, even in a turbulent market.
While risk increases and decreases over time based on several factors, it never disappears. Our Best in Class asset managers will help you diversify risk and enhance your potential return.
Peace of Mind
By entrusting your investments to Horizon, you can let go of the day-to-day responsibilities of managing your portfolio and focus on the other important things in your life.
Why We're Better
Transparent Fee StructureOur fee structure ensures our interests align with yours. We receive a flat percentage of your account value each month. Our advisors are not paid more for selling certain types of investments, and there are no added fees based on your transaction volume.
On-Site ConsultantsWe believe that personal relationships count. That's why we can meet face-to-face to review your investment strategy. You won't wait for answers or waste time talking with someone who doesn't know your portfolio.
No Proprietary Investment ProductsUnlike many brokerage firms, Horizon does not create and market its own set of investments. We never have a conflict of interest when it comes to choosing the products that best suit your goals.
Continuing EducationIn a constantly changing world, our advisors are more highly trained than typical brokers and hold multiple certifications that require rigorous continuing education.
Ongoing OversightEach year we undergo a state examination and a thorough audit by an independent accounting firm to assess our financial standing and account management. Vastly different from individual brokerage offices audited every five years.
Client ReviewsIn addition to our audit process, regulations require that we review all clients' accounts annually. Brokers don't have this requirement.
Simple Approach to Structured Investment Management
Experts at the Ready
If you want to take charge of your own investments, we offer investment advisory accounts.
Investment vehicles made available through Horizon Trust & Investment Management are: Not deposits or other obligations of, or guaranteed by Horizon Bank; Not insured by the FDIC; Subject to investment risks, including possible loss of principal.