Relationship Checking + Savings

Beyond Basic Banking

Bundle a versatile checking account together with a high-yield savings account, earning you superior returns on your money. *

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graphic showing 5x national average

Relationship Banking Features

  • icon image of dollar bill with building
    Relationship Checking

    No monthly service charge with a combined checking/savings balance of $10,000 or more (or a $10 monthly charge).  $25 minimum opening balance. Free eStatements (or $3 paper statements).

  • jar with dollars icon
    Relationship Savings
    No monthly service charge. $25 minimum opening balance. Access higher CD rates and loan discounts.
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    Mobile Banking

    Bank securely from the convenience of your mobile device with the Horizon app.

  • debit card icon
    Instant Issue Debit Card

    Get your instant issue debit card in minutes.  Then pay with a tap.

  • mobile hone with wallet icon
    Digital Wallet
    Make contactless digital payments allowing you to pay almost anywhere, including in-store, online, and in apps.

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Get Started with Your New Account

  • Set Up Your Account



    Move funds into your new checking account, create your savings account, and explore all the ways to make the most of your money.



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Money Management Tips and Advice

*Disclosure

National Average APY information as of 03/26/2024, as tracked in Bankrate.com's National Average survey. National Average APYs and terms and conditions can change at any time.

Our Relationship Savings account earns higher than the national average for traditional savings accounts on balances of $100,000 and more. Relationship Savings is a complementary savings account that requires the same ownership of both the savings account and the bundled Relationship Checking account. While the Relationship Checking account does not pay interest, the interest on the Relationship Savings account compounds daily and pays monthly with Annual Percentage Yields (APY) outlined in the chart below and is accurate as of 03/26/2024. This is a variable rate account and the APY may change without notice, including after account opening. The required minimum opening deposit is $25. Fees may reduce earnings.

Minimum DepositAPYRATE
$0.00-4,999.991.500%1.485%
$5,000.00-19,999.992.00%1.976%
$20,000.00-49,999.992.250%2.221%
$50,000.00-74,999.992.500%2.465%
$75,000.00-99,999.992.750%2.709%
$100,000.00-249,999.993.000%2.952%
$250,000.00 and Greater3.000%2.952%

 

 

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