Skip to Main Content

Horizon Bank





 
 

Horizon On

 

Even before your children can count, they already know something about money: it’s what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship at the grocery store. So, as soon as your children begin to handle money, start teaching them how to handle [...]

The post Teach Your Children Well: Basic Financial Education appeared first on Horizon Bank blog.

  Fred Grams, president of Sun Coast Packaging, Inc. in Sodus, Michigan, founded the company in 1995 after 10 years in the business. At that time, the company had one employee besides Fred, two offices, and a 2500 square-foot warehouse. Today, there are 25 employees and a 250,000 square-foot warehouse. Fred’s son and daughter both [...]

The post Business Spotlight – Sun Coast Packaging appeared first on Horizon Bank blog.

Though the internet has many advantages, it can also make users vulnerable to fraud, identity theft and other scams. According to a Norton Cybercrime Report, 556 million adults worldwide were victims of cybercrime in 2012. The American Bankers Association recommends the following tips to keep you safe online: Keep your computers and mobile devices up to [...]

The post Protecting Yourself Online appeared first on Horizon Bank blog.

Michigan City, IN – Horizon Bank’s John Crandle was named the 2014 Southwestern Michigan SBA Lender of the Year by the Economic Development Foundation. Economic Development Foundation reports that John Crandle, Horizon Bank in Portage, MI, used the U.S. Small Business Administration 504 loan program for 3 projects in the past year. This has been [...]

The post Horizon Bank’s John Crandle is the 2014 Southwestern Michigan SBA Lender of the Year appeared first on Horizon Bank blog.

Austyn Crites, co-founder of RockZip, has been studying “high balloon” technology for about 3 years. In early 2014, his interest officially became a business — and he has big plans for bringing RockZip’s products to students and entrepreneurs in an effort to expand scientific horizons. Here, he gives us an overview of the business. You [...]

The post Have you heard of RockZip? “high balloon” technology appeared first on Horizon Bank blog.

Before transitioning from renter to home owner, potential buyers must typically save between 5 and 20 percent of the home’s value for the down payment. The American Bankers Association is offering tips to help consumers prepare for one of the first steps in the home buying process – saving for a down payment. “Saving money [...]

The post Six tips to save for a down payment appeared first on Horizon Bank blog.

Whether you’re a renter or a homeowner, chances are you care about protecting the environment – and saving money. Here are some tips from the American Bankers Association to help you do both. Location, location, location efficiency. Carefully consider the location of your home. If you’re close to work, shopping and entertainment, you may not [...]

The post 10 Tips to Green Your Home and $ave Money appeared first on Horizon Bank blog.

Your mobile device provides convenient access to your email, bank and social media accounts. Unfortunately, it can potentially provide the same convenient access for criminals. The American Bankers Association recommends following these tips to keep your information – and your money – safe. Use the passcode lock on your smartphone and other devices. This will [...]

The post Protecting Your Mobile Device appeared first on Horizon Bank blog.

Corporate account takeover is a type of fraud where thieves gain access to a business’ finances to make unauthorized transactions, including transferring funds from the company, creating and adding new fake employees to payroll, and stealing sensitive customer information that may not be recoverable. The American Bankers Association recommends following these tips to keep your [...]

The post Protecting Your Small Biz Account appeared first on Horizon Bank blog.

An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history. The American Bankers Association suggests the following tips to improve your credit score. Request a copy of your credit score report – and make sure it is correct. Your credit report illustrates your credit [...]

The post 7 Tips for Improving Your Credit Score appeared first on Horizon Bank blog.

Exceptional Service Sensible Advice®

Horizon Bank