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Horizon Bank

Why Horizon

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I was with a bank that was much too large to pay attention to my problems. Horizon came to town right about that time and I found that we were a perfect fit. They found us financing that our old bank was unable to provide and introduced some new technology.

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Craig Vestal
Owner
Portage Printing

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We actually switched to Horizon after I couldn't get an issue resolved with another bank. Within 15 minutes on the phone, a Horizon employee resolved my issue. I had never even met him!  They do tremendous work. I am very happy with them.

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Bruce Hoover
Owner
Frontier Lawn & Recreation

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Horizon is there for you all the time.  They've been very good to me. If I've ever needed anything, they've been there for us.  The local bank managers are outstanding.

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John Hermann
Owner
Carlson's Drive-In

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Horizon Bank has helped us secure the high-investment equipment we need to do the best auto repair work possible.This is the equipment that’s necessary for being considered by insurance companies in order to do work for their customers.

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Clay Moser
Owner, President
Good Guys Collision

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I love the personal feel I get when I walk in and am greeted, “Good Morning, Michelle!” Mike Sarver has been excellent to work with and I trust him. This is very important for small business owners like me. 

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Michelle Golab
Owner
Topperz

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We decided to do business with Horizon Bank largely because of our working relationship with Rob Gardiner. Rob was our representative at a previous bank we had been doing business with for over 20 years. He always proved himself to be very knowledgeable and dedicated to providing us with exceptional service.  So when he moved to Horizon, we decided to move with him.  Horizon Bank and Rob now continue to provide exceptional service – along with highly competitive rates.  

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Rick Pietrzak
Owner
Lithographic Communications

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We had read some wonderful things about Horizon Bank, their commitment to the community, and their strong SBA loan-origination numbers. That motivated us to contact our local branch.  We were so fortunate to meet and know Pat McGinley of the Lincolnway branch. That motivated us to contact our local branch.  

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Tammy Wendland
President
Plato's Closet

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Business Need

Horizon's Solution

Accept payments or donations directly from customers' accounts

Online Payment Portal

Convert paper checks into safer, electronic transactions

Electronic Check Service

Increase payment options by accepting credit and debit cards

Merchant Processing

Deposit checks directly from your recurring or one-time payments

Remote Deposit Capture

Electronically debit accounts for recurring or one-time payments

ACH Collections

Track and collect large volumes of payments received via the mail

LockBox Services

 

Online Payment Portal

Horizon Bank’s Online Payment Portal empowers your business or organization to accept payments or donations directly from your customers’ bank accounts or credit cards. When you receive the unique web address we provide for your Online Payment Portal, you will be able to send your customers to an intuitive, web-secure landing page where they can enter their information and make business payments or organization donations. You can even customize your landing page with your company logo, so your customers know exactly where their money is going.

  • Accept Customer Payments Faster and More Safely
  • Customized Business Payment Page and Unique Web Address

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Electronic Check Service

Horizon Bank’s Electronic Check Service will convert all of your business’s paper checks into safer, more efficient electronic transactions. If you choose to upgrade your business with our electronic check service, you will have greater access to your transaction history, keep track of your finances more safely, and be able to grow your business more quickly.

  • Lower Costs and Accelerate Cashflow through Secure Check Processing
  • Check Conversion with Guarantee or Verification for Minimizing Risk of Returned Checks
  • Speed Up Business Productivity through Eliminating Time and Labor Costs associated with Paper Checks

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Merchant Processing

Horizon Bank Merchant Processing enables your business to work smarter and get paid faster through accepting customer credit and debit cards. We have partnered with Elavon Financial Solutions to provide simple and effective merchant processing solutions for your business to take advantage of. With Horizon Bank Merchant Processing, you can improve your business or organization’s cashflow while significantly reducing collections risk.

  • Manage Daily Merchant Processing Activities Efficiently with our Free Online Account Management Tool
  • 24/7 Customer Service and Terminal Support
  • Secure Transactions for Accepting Customer Credit and Debit Cards
  • Click here to Login to Merchant Connect
     

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Remote Deposit Capture

Horizon Bank’s Remote Deposit Capture speeds up your business or organization’s cashflow by enabling you to scan checks and make deposits electronically. After scanning your checks, saved images will be stored in your secure web account and funds will be deposited directly into your Horizon Bank checking account.

  • Scan Checks without leaving your Business
  • Secure Login Page for all Check Deposits
  • Get Access to Funds Faster with direct deposits to your Business Checking Account 
  • Speed Up Business Productivity through Eliminating Time and Labor costs associated with check deposits
  • Click here to Login to Remote Deposit Capture

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ACH Collections

Horizon Bank Electronic Automated Clearing House (ACH) Collections helps your business’s customers pay their recurring fees easily and safely through a powerful electronic network for financial transactions. Through preauthorized credits, ACH Collections allows you to electronically debit your customers' checking accounts, making it easier for your customers to manage their payments and for you to get your money more quickly and securely.

  • Take advantage of the powerful Automated Clearing House, an electronic network for financial transactions
  • Collect Funds directly from Business and Consumer Accounts
  • Streamline Cashflow with Preauthorized Credits

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LockBox Services

Horizon Bank Lockbox Services enable you to streamline your business or organization’s receivables processing. Activating our Lockbox Services for your business means that you will be able to process payments faster, while reducing transaction errors made with the simplicity and security of this service. If your business is currently receiving remittances through the mail, our Lockbox Services can help you convert payments into cash at a much faster rate.

  • Payments Processed Every Day
  • Secure Services designed to Greatly Reduce Transaction Errors
  • Significantly Lessen Business Time and Labor costs spent Processing Payments

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Exceptional Service Sensible Advice®

Horizon Bank