Apply for a Personal Loan
Apply for a Line of Credit
Apply for a Home Loan
Find a Business Advisor
Next Business Day Loan Decision
Horizon is a community bank serving Northern and Central Indiana and Central and Southwest Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873.
I was with a bank that was much too large to pay attention to my problems. Horizon came to town right about that time and I found that we were a perfect fit. They found us financing that our old bank was unable to provide and introduced some new technology.
Craig VestalOwnerPortage Printing
We actually switched to Horizon after I couldn't get an issue resolved with another bank. Within 15 minutes on the phone, a Horizon employee resolved my issue. I had never even met him! They do tremendous work. I am very happy with them.
Bruce HooverOwnerFrontier Lawn & Recreation
Horizon is there for you all the time. They've been very good to me. If I've ever needed anything, they've been there for us. The local bank managers are outstanding.
John HermannOwnerCarlson's Drive-In
Horizon Bank has helped us secure the high-investment equipment we need to do the best auto repair work possible.This is the equipment that’s necessary for being considered by insurance companies in order to do work for their customers.
Clay MoserOwner, PresidentGood Guys Collision
I love the personal feel I get when I walk in and am greeted, “Good Morning, Michelle!” Mike Sarver has been excellent to work with and I trust him. This is very important for small business owners like me.
We decided to do business with Horizon Bank largely because of our working relationship with Rob Gardiner. Rob was our representative at a previous bank we had been doing business with for over 20 years. He always proved himself to be very knowledgeable and dedicated to providing us with exceptional service. So when he moved to Horizon, we decided to move with him. Horizon Bank and Rob now continue to provide exceptional service – along with highly competitive rates.
Rick PietrzakOwnerLithographic Communications
We had read some wonderful things about Horizon Bank, their commitment to the community, and their strong SBA loan-origination numbers. That motivated us to contact our local branch. We were so fortunate to meet and know Pat McGinley of the Lincolnway branch. ion numbers. That motivated us to contact our local branch.
Tammy WendlandPresident Plato's Closet
► View All
Accept payments or donations directly from customers' accounts
Online Payment Portal
Convert paper checks into safer, electronic transactions
Electronic Check Service
Increase payment options by accepting credit and debit cards
Deposit checks directly from your recurring or one-time payments
Remote Deposit Capture
Electronically debit accounts for recurring or one-time payments
Track and collect large volumes of payments received via the mail
Horizon Bank’s Online Payment Portal empowers your business or organization to accept payments or donations directly from your customers’ bank accounts or credit cards. When you receive the unique web address we provide for your Online Payment Portal, you will be able to send your customers to an intuitive, web-secure landing page where they can enter their information and make business payments or organization donations. You can even customize your landing page with your company logo, so your customers know exactly where their money is going.
Click here to view video
back to top
Horizon Bank’s Electronic Check Service will convert all of your business’s paper checks into safer, more efficient electronic transactions. If you choose to upgrade your business with our electronic check service, you will have greater access to your transaction history, keep track of your finances more safely, and be able to grow your business more quickly.
Horizon Bank Merchant Processing enables your business to work smarter and get paid faster through accepting customer credit and debit cards. We have partnered with Elavon Financial Solutions to provide simple and effective merchant processing solutions for your business to take advantage of. With Horizon Bank Merchant Processing, you can improve your business or organization’s cashflow while significantly reducing collections risk.
Horizon Bank’s Remote Deposit Capture speeds up your business or organization’s cashflow by enabling you to scan checks and make deposits electronically. After scanning your checks, saved images will be stored in your secure web account and funds will be deposited directly into your Horizon Bank checking account.
Horizon Bank Electronic Automated Clearing House (ACH) Collections helps your business’s customers pay their recurring fees easily and safely through a powerful electronic network for financial transactions. Through preauthorized credits, ACH Collections allows you to electronically debit your customers' checking accounts, making it easier for your customers to manage their payments and for you to get your money more quickly and securely.
Horizon Bank Lockbox Services enable you to streamline your business or organization’s receivables processing. Activating our Lockbox Services for your business means that you will be able to process payments faster, while reducing transaction errors made with the simplicity and security of this service. If your business is currently receiving remittances through the mail, our Lockbox Services can help you convert payments into cash at a much faster rate.