Put excess business funds to work while maintaining access to cash when you need it. Horizon Bank's Business Money Market Account offers competitive interest rates, liquidity, and the flexibility businesses need to manage operating reserves and future opportunities.
A Business Money Market Account helps businesses earn a competitive return on excess operating funds while maintaining convenient access to capital. Ideal for reserve funds, future investments, and seasonal cash flow needs, it offers a balance of growth potential and liquidity that traditional checking accounts may not provide.
Whether you're building operating reserves, preparing for future expansion, or managing seasonal cash flow fluctuations, a Business Money Market Account can help your business keep funds accessible while earning a competitive rate.
Build business reserves with a simple savings solution designed for accessibility and long-term planning.
Lock in a fixed rate and predictable returns with a Business Certificate of Deposit.
Annual Percentage Yield (APY) is accurate as of June 18, 2026. $49,999.01 minimum balance required to receive the 3.65% APY.
Balances from $0 to $49,999 earn 0.01% APY. Balances of $49,999.01 or greater earn 3.65% APY.
Business Money Market Accounts are available to business customers only. Public funds, personal funds, and brokered funds do not qualify for this offer.
Rates are subject to change without notice. Fees may reduce earnings on the account.
Must be opened with money not currently on deposit at Horizon Bank. Additional terms and conditions apply.