1 min read
A Small Ratio for Better Credit Scores
One of the biggest factors impacting your credit score is the credit utilization ratio. This is your total credit used divided by the total credit...
1 min read
Expert Answers to FAQs About Remote Deposit Capture
Managing your business while navigating everyday challenges can be a challenge. You need solutions that make running your business easier....
2 min read
Five Ways to Boost Your Credit Score Starting Now
Being denied a loan for a home or a car can feel like a punch in the gut. But no matter why you don’t qualify for the best APR, or how long your...
2 min read
Make Investing Easy: Understand The Basics Of Investment Taxes
Is It Ordinary Income or Capital Gain? To determine how an investment is taxed in a given year, consider what went on with the investment. Did it...
1 min read
Small Business Retirement Plans for Tax Benefits and Better Futures
Retirement Plans for Small Businesses Employer-sponsored retirement plans offer employers many benefits. Generally, you're allowed a tax credit for...
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How High-Yield Savings Accounts Can Help You Save More
High-yield savings accounts are an innovative and secure investment strategy. If you have money to save that you don’t plan on using in the next few...
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Benefits of Life Insurance and Why You Need It Now
Life insurance is a way to protect your loved ones financially after you die. Your loved ones can use proceeds from a life insurance policy to meet...
1 min read
How to Save Money: Home Equity Tax Deductions
Whether you use a home equity loan to pay your child’s college tuition or a home equity line of credit to continue upgrading your home to the house...
1 min read
What Are Financial Trusts, and Why Do You Need One?
A financial trust is a legal entity that holds your assets for your beneficiaries. The grantor creates and funds a trust and names beneficiaries to...
1 min read
Get Proven Success with Small Business Loans
A small business doesn’t mean a small budget. Horizon Bank can help your business grow with Small Business Administration loans. As an SBA-preferred...