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Horizon is a community bank serving Northern and Central Indiana and Central and Southwest Michigan. Our focus is to anticipate and fulfill customer needs with exceptional service and sensible advice. This philosophy is what has kept us operating under our original charter and growing stronger than ever since 1873.
I love the personal feel I get when I walk in and am greeted, “Good Morning, Michelle!” Mike Sarver has been excellent to work with and I trust him. This is very important for small business owners like me.
Horizon Bank has helped us secure the high-investment equipment we need to do the best auto repair work possible.This is the equipment that’s necessary for being considered by insurance companies in order to do work for their customers.
Clay MoserOwner, PresidentGood Guys Collision
We decided to do business with Horizon Bank largely because of our working relationship with Rob Gardiner. Rob was our representative at a previous bank we had been doing business with for over 20 years. He always proved himself to be very knowledgeable and dedicated to providing us with exceptional service. So when he moved to Horizon, we decided to move with him. Horizon Bank and Rob now continue to provide exceptional service – along with highly competitive rates.
Rick PietrzakOwnerLithographic Communications
We had read some wonderful things about Horizon Bank, their commitment to the community, and their strong SBA loan-origination numbers. That motivated us to contact our local branch. We were so fortunate to meet and know Pat McGinley of the Lincolnway branch. That motivated us to contact our local branch.
Tammy WendlandPresident Plato's Closet
We actually switched to Horizon after I couldn't get an issue resolved with another bank. Within 15 minutes on the phone, a Horizon employee resolved my issue. I had never even met him! They do tremendous work. I am very happy with them.
Bruce HooverOwnerFrontier Lawn & Recreation
I was with a bank that was much too large to pay attention to my problems. Horizon came to town right about that time and I found that we were a perfect fit. They found us financing that our old bank was unable to provide and introduced some new technology.
Craig VestalOwnerPortage Printing
Horizon is there for you all the time. They've been very good to me. If I've ever needed anything, they've been there for us. The local bank managers are outstanding.
John HermannOwnerCarlson's Drive-In
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Eliminate the worry that comes with money management by allowing Horizon Bank's money management accounts to move your money automatically based upon your parameters. And, get further peace of mind with our security and fraud detection services.
Get alerted when suspicious activity occurs
Review all incoming and paid check activity
Reverse Positive Pay
Automatically transfer and manage funds to cover expenses
Concentrate your funds into a single account
Zero Balance Account
Automatically invest excess, idle funds to interest-earning accounts
Digitally store your check images and deposit history
CD Rom Imaging
Horizon Bank Positive Pay is a specially designed fraud detection system ideal for your growing business. With Positive Pay, you will be able to secure and control your checking and deposit transactions more effectively, receiving advanced warnings when suspicious or unauthorized activity occurs.
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Horizon Bank Reverse Positive Pay is a powerful fraud detection solution designed to secure your growing business or organization from potential financial losses due to checking fraud. With Reverse Positive Pay, you will be able to review all incoming and paid checks for potential fraud scenarios, making your company’s checking transaction management process less prone to faulty checks and their attached business losses.
Horizon Bank Credit Sweep is a part of Horizon Bank’s sweep suite, consisting of products designed to help you manage your business or organization’s funds more effectively. Empower your company by connecting your line of credit to any of your Horizon Bank business checking accounts. Using the Credit Sweep, you will be able to improve your funds management by tethering your Horizon Bank financial resources together.
Horizon Bank Zero Balance Account enables you to manage your multiple business accounts more effectively through this automatic account feature. By setting up one of your Horizon Bank accounts as a Zero Balance Account, you will be able to organize automatic transfers from a base account into sub-accounts to cover their transactions. For example, your business would automatically be able to transfer funds from your main account into a Payroll account when those transactions come through.
Horizon Bank Investment Sweep is a part of Horizon Bank’s sweep suite, consisting of products designed to help you manage your business or organization’s funds more effectively. If you take advantage of our investment sweep, we will be able to coordinate your accounts to automatically invest any idle balances so that your business is able to continue to grow with minimal hassle.
Horizon Bank CD Rom Imaging enables you to store your business or organization’s checking and deposit history more safely and efficiently. If you choose to set up CD Rom Imaging, you will be able to digitize your checks and deposits and provide the images via CDs, eliminating the risks and costs associated with having to manually photocopy your financial history.