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Personal Banking

Relationship Checking Account

Enjoy everyday checking with exclusive Relationship Banking benefits, including premium savings rates, preferred CD rates and loan discounts when you pair your checking1 and savings accounts2.

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More Value From Your Banking Relationship

Relationship Checking is designed for customers who want more from their everyday banking experience. Along with convenient checking account features, you'll receive personalized service, expert financial guidance, and responsive support from a team that knows you and your goals. Whether you're managing daily finances or planning for your future, Horizon is here to help with the tools, guidance, and one-on-one support you need to move forward.

Relationship Banking Benefits

Better Savings

Grow your savings faster with Relationship Savings, which offers premium interest rates when linked to your Relationship Checking account.

Preferred CD Rates

Access exclusive Certificate of Deposit rates available to eligible Relationship Banking customers3.

Loan Discounts

Receive preferred pricing on eligible Horizon loans.4

24/7 Access

Bank anytime with online and mobile banking, mobile check deposit, Zelle®, Bill Pay and account alerts.4

Peace of Mind

Protect your finances with fraud monitoring and account alerts.

Personalized Banking Relationship

Work with local bankers who provide personalized guidance based on your financial goals.
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Horizon Bank Mobile banking App

Wherever Your Life Takes You, Horizon Goes Too.

Bank securely anytime with Horizon's online and mobile banking tools, giving you convenient access to your accounts wherever life takes you.

  • Deposit checks from your mobile device
  • Send money with Zelle®
  • Pay bills securely
  • Transfer money between accounts
  • View balances and transactions
  • Find nearby Horizon locations and ATMs

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Relationship Checking FAQs

Find answers to common questions about Relationship Checking, eligibility, fees and account features.

1. $25 minimum opening deposit. No monthly service charge when you maintain a combined checking and savings balance of $10,000 or more; otherwise a $10 monthly service charge applies. Free eDelivery statements. Paper statements are available for $3 per month. Debit card daily purchase limit is $5,000. ATM daily withdrawal limit is $700. Fees may reduce earnings.

2. Relationship Savings is a linked savings account available at no additional cost when opened with a Relationship Checking account under the same ownership. Premium interest rates apply only to eligible linked accounts. The annual percentage yield (APY) is variable and may change after the account is opened.
3. Preferred Certificate of Deposit rates are available on eligible CD products for Relationship Banking customers. Terms and eligibility requirements apply.
4. Preferred pricing is available on eligible consumer loans. Discounts are subject to credit approval, underwriting and program eligibility.
5. Bill Pay enrollment may be required. Zelle® is available to eligible consumers with a U.S. checking or savings account. Message and data rates may apply.

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