Standish, MI

Local Information

Banking Services Offered at 220 S. Main St., Standish, Michigan

Personal Banking in Standish

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Standish and throughout Arenac County. Our local banking team can help you find the right accounts and services for your financial goals, with convenient access through in-person, drive-up, Video Banking, online and mobile banking.

Mortgages and Home Loans in Standish

Whether you're buying your first home, moving within Arenac County or making improvements to your current home, Horizon offers mortgage and home loan options for Standish-area homebuyers and homeowners. Options include conventional, FHA, VA, construction, jumbo and first-time homebuyer programs.

Because we make lending decisions locally, you can work with a Horizon mortgage team that understands the Standish and Arenac County market and can help guide you through the home financing process.

Business Loans in Standish

Standish is a regional community in Arenac County with local manufacturers, retailers, service businesses, agricultural operations and other businesses supporting the surrounding area. Horizon provides business financing to help local businesses manage day-to-day needs, purchase equipment or real estate, expand operations and pursue new opportunities.

Whether you're starting a business or growing an established company, our local banking team can help you explore financing options designed around your business goals.

Small Business and SBA Loans in Standish

Horizon helps small business owners and entrepreneurs in Standish and throughout Arenac County access financing for business growth and expansion. SBA lending can provide options for working capital, equipment, real estate and other qualified business needs.

Horizon was recognized in 2026 as the SBA Michigan Community Lender of the Year for the second consecutive year and ranked among Michigan's Top 10 7(a) lenders, demonstrating the bank's commitment to supporting small businesses across Michigan.

Business Banking and Treasury Management in Standish

Running a business takes more than a loan. Horizon offers business banking and treasury management solutions to help Standish businesses manage payments, cash flow and everyday financial operations. Services can include business checking, merchant services, ACH and wire transfers, remote deposit, fraud protection and cash management solutions.

Wealth Management and Investments in Standish

Your financial goals can change as your life and career evolve. Horizon's wealth professionals can help individuals and families in Standish and throughout Arenac County with investment management, financial planning, retirement planning, estate planning and other long-term financial needs.

Convenient Banking in Standish

Horizon Bank's Standish branch is located at 220 S. Main St., providing convenient access to customers throughout Standish and Arenac County. The branch and drive-up are open Monday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to noon. Video Banking is available Monday through Saturday from 8 a.m. to 8 p.m., and the 24-hour ITM accepts deposits.

Community Banking in Standish

Horizon Bank is proud to serve Standish and the surrounding Arenac County community. Our community banking approach is built around developing long-term relationships with the people, families and businesses we serve.

Horizon encourages its Advisors to be involved in the communities where they live and work, supporting local organizations and initiatives that help strengthen the communities around us. Through programs such as Horizon Cares Day, Advisors volunteer with nonprofit organizations and community partners throughout Michigan and Indiana.

Local Information

Standish is the county seat of Arenac County, located in Michigan's northeastern Lower Peninsula near Saginaw Bay. The community serves as a regional center for residents and businesses throughout Arenac County and surrounding communities.

Horizon Bank's Standish location is conveniently located near several recognizable local destinations:

• Downtown Standish — the community's central business district with local businesses, restaurants and community services.
• Arenac County Courthouse — a prominent local landmark and center of county government.
• Saginaw Bay — a major Great Lakes destination near Standish, offering boating, fishing and other outdoor recreation.
• Arenac County Fairgrounds — a community destination for agricultural, recreational and local events.
• Au Gres — a nearby Lake Huron community offering waterfront recreation, local businesses and outdoor activities.
• Tawas City and East Tawas — nearby communities offering additional shopping, dining, healthcare and recreational opportunities.
• Arenac County — a northeastern Michigan community supported by manufacturing, healthcare, retail, professional services, tourism and small businesses.