Three Rivers, MI

Local Information

Banking Services Offered at 1213 W. Michigan Ave., Three Rivers, Michigan

Personal Banking in Three Rivers

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Three Rivers and throughout St. Joseph County. Our local banking team can help you find the right accounts and services for your financial needs, with convenient access through in-person, digital and Video Banking.

Mortgages and Home Loans in Three Rivers

Whether you're buying your first home, moving within St. Joseph County or making improvements to your current home, Horizon offers mortgage and home loan options for Three Rivers-area homebuyers and homeowners. Options include conventional, FHA, VA, construction, jumbo and first-time homebuyer programs.

Because we make lending decisions locally, you can work with a Horizon mortgage team that understands the Three Rivers and St. Joseph County market and can help guide you through the home financing process.

Business Loans in Three Rivers

Three Rivers is home to local manufacturers, retailers, restaurants, professional services, healthcare organizations and other small businesses serving St. Joseph County. Horizon provides business financing to help local businesses manage day-to-day needs, purchase equipment or real estate, expand operations and pursue new opportunities.

Whether you're starting a business or growing an established company, our local banking team can help you explore financing options designed around your business goals.

Small Business and SBA Loans in Three Rivers

Horizon helps small business owners and entrepreneurs in Three Rivers and throughout St. Joseph County access financing for growth and expansion. SBA lending can provide options for working capital, equipment, real estate and other qualified business needs.

Business Banking and Treasury Management in Three Rivers

Horizon offers business banking and treasury management solutions to help Three Rivers businesses manage cash flow, payments and everyday financial operations. Services can include business checking, merchant services, ACH and wire transfers, remote deposit, fraud protection and cash management solutions.

Wealth Management and Investments in Three Rivers

Your financial goals can change as your life and career evolve. Horizon's wealth professionals can help individuals and families in Three Rivers and throughout St. Joseph County with investment management, financial planning, retirement planning, estate planning and other long-term financial needs.

Convenient Banking in Three Rivers

Horizon Bank's Three Rivers branch is conveniently located at 1213 W. Michigan Ave. The branch is open Monday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to noon. Drive-up banking is available Monday through Friday from 8:30 a.m. to 5 p.m. and Saturday from 8:30 a.m. to noon. Video Banking is available Monday through Saturday from 8 a.m. to 8 p.m., and the 24-hour ITM accepts deposits.

Community Banking in Three Rivers

Horizon Bank is proud to serve Three Rivers and the surrounding St. Joseph County community. Our community banking approach is built around developing long-term relationships with the people, families and businesses we serve.

Horizon Advisors are encouraged to be involved in the communities where they live and work, supporting local organizations and initiatives that help strengthen the communities we call home.

Horizon has also supported the Three Rivers community through local organizations and economic development efforts. In 2020, Horizon contributed to the Three Rivers Area Community Foundation's COVID-19 Relief Fund, which provided assistance to individuals and families, small businesses and nonprofit organizations throughout the area.

Local Information

Three Rivers is a St. Joseph County community located at the confluence of the St. Joseph, Portage and Rocky Rivers. The city combines a historic downtown with local businesses, parks, waterways and outdoor recreation.

Horizon Bank's Three Rivers location is near several recognizable local destinations:

• Downtown Three Rivers — a historic business district with local shops, restaurants, services and community events.
• Scidmore Park — a community park along the St. Joseph River offering green space and opportunities for recreation.
• St. Joseph River — one of the defining natural features of Three Rivers and a popular resource for fishing, kayaking and other outdoor activities.
• Three Rivers Health — an important healthcare provider serving residents throughout the surrounding community.
• Three Rivers Area Chamber of Commerce — supporting local businesses and economic development in the area.
• Corey Lake — a nearby recreational destination for boating, fishing and other outdoor activities.
• St. Joseph County — a Southwest Michigan community supported by manufacturing, healthcare, retail, professional services and locally owned businesses.