Owosso, MI

Local Information

Banking Services Offered at 1345 E. Main St., Owosso, Michigan

Personal Banking in Owosso

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Owosso and throughout Shiawassee County. Our local banking team can help you find the right accounts and services for your financial goals, with convenient access through in-person, drive-up, Video Banking, online and mobile banking.

Mortgages and Home Loans in Owosso

Whether you're buying your first home, moving within Shiawassee County or making improvements to your current home, Horizon offers mortgage and home loan options for Owosso-area homebuyers and homeowners. Options include conventional, FHA, VA, construction, jumbo and first-time homebuyer programs.

Because we make lending decisions locally, you can work with a Horizon mortgage team that understands the Owosso and Shiawassee County market and can help guide you through the home financing process.

Business Loans in Owosso

Owosso serves as the county seat of Shiawassee County and is home to a diverse mix of manufacturing, healthcare, retail, restaurants, professional services and locally owned businesses. Horizon provides business financing to help companies in Owosso and throughout Shiawassee County manage day-to-day needs, purchase equipment or real estate, expand operations and pursue new opportunities.

Whether you're starting a business or growing an established company, our local banking team can help you explore financing options designed around your business goals.

Small Business and SBA Loans in Owosso

Horizon helps small business owners and entrepreneurs in Owosso and throughout Shiawassee County access financing for business growth and expansion. SBA lending can provide options for working capital, equipment, real estate and other qualified business needs.

Business Banking and Treasury Management in Owosso

Running a business takes more than a loan. Horizon offers business banking and treasury management solutions to help Owosso businesses manage payments, cash flow and everyday financial operations. Services can include business checking, merchant services, ACH and wire transfers, remote deposit, fraud protection and cash management solutions.

Wealth Management and Investments in Owosso

Your financial goals can change as your life and career evolve. Horizon's wealth professionals can help individuals and families in Owosso and throughout Shiawassee County with investment management, financial planning, retirement planning, estate planning and other long-term financial needs.

Convenient Banking in Owosso

Horizon Bank's Owosso branch is located at 1345 E. Main St., providing convenient access to customers throughout Owosso and Shiawassee County. The branch and drive-up are open Monday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to noon. Video Banking is available Monday through Saturday from 8 a.m. to 8 p.m., and the 24-hour ITM accepts deposits.

Community Banking in Owosso

Horizon Bank is proud to serve Owosso and the surrounding Shiawassee County community. Our community banking approach is built around developing long-term relationships with the people, families and businesses we serve.

Horizon encourages its Advisors to be involved in the communities where they live and work, supporting local organizations and initiatives that help strengthen the communities around us. Through programs such as Horizon Cares Day, Advisors volunteer with nonprofit organizations and community partners across Michigan and Indiana.

Local Information

Owosso is the county seat of Shiawassee County, located along the Shiawassee River in Mid-Michigan. The community combines a historic downtown with local businesses, manufacturing, arts and cultural attractions, parks and outdoor recreation. Its location between Lansing and Flint also makes Owosso a convenient regional community within Mid-Michigan.

Horizon Bank's Owosso location is near several recognizable local destinations:

• Downtown Owosso — a historic community district featuring local shops, restaurants, businesses, events and community activities.
• Curwood Castle — a distinctive Owosso landmark and historic writing studio associated with author James Oliver Curwood.
• Curwood Castle Park — located along the Shiawassee River and home to Curwood Castle, the Shiawassee Arts Center and other historic features, with walking trails, river access and community events.
• Steam Railroading Institute — a unique Owosso attraction dedicated to preserving Michigan's steam-era railroad history and home to the historic Pere Marquette 1225 locomotive.
• Shiawassee River — a defining natural feature of the community and a resource for fishing, paddling and other outdoor recreation.
• Owosso parks and recreation areas — the city's park system encompasses approximately 250 acres across 12 parks, providing opportunities for recreation throughout the community.
• Shiawassee County — a Mid-Michigan community supported by manufacturing, healthcare, retail, agriculture, professional services and small businesses.