Michigan City, IN

Local Information

Branch Services at 515 Franklin St., Michigan City, Indiana

Our 515 Franklin St. branch in Michigan City offers a full range of everyday and specialized banking services, including: 

• Personal checking, savings, money market, and CD accounts
• Video Banking on Washington Street behind the branch
• On-site ATM with deposit capability
• Mortgage and home equity lending with local loan officers
• Commercial and small business lending, including SBA loans
• Treasury management and cash flow tools for area businesses
• Wealth management, trust, and investment services
• Notary services

Personal Banking in Michigan City

From your first paycheck to retirement, Horizon makes everyday banking simple for Michigan City households. Open a checking or savings account, set up direct deposit, and manage your money through online and mobile banking backed by a real branch you can walk into. Our local bankers help you choose the right account without the runaround.

Mortgages and Home Loans in Michigan City

Buying near the beaches, in the Uptown Arts District, or out toward Long Beach and Sheridan Beach? Our Michigan City mortgage team offers conventional, FHA, VA, and first-time homebuyer loans, plus refinancing and home equity options. Because we make lending decisions locally, you get faster answers and a loan officer who understands the LaPorte County housing market.

Business Loans in Michigan City

Horizon is an active business lender in Northwest Indiana, with business loans representing more than half of our total lending portfolio. We finance real estate, equipment, lines of credit, and expansion for Michigan City businesses, and you'll work directly with a local loan officer rather than a call center hundreds of miles away. Established Michigan City and LaPorte County operators turn to us for lending relationships that scale as they grow.

Small Business and SBA Loans in Michigan City

Horizon has been recognized at the SBA Michigan District Lender Awards, including honors as Community Lender of the Year, and we bring that same focus to Indiana small businesses. From SBA 7(a) and 504 loans to working capital and equipment financing, we help Michigan City entrepreneurs start, buy, and expand. Our small business bankers know the local economy and walk you through every step.

Business Banking and Treasury Management in Michigan City

Beyond loans, we equip Michigan City businesses with the tools to run efficiently: business checking, merchant services, remote deposit, fraud protection, and full treasury and cash management. Whether you're a downtown retailer, a contractor, a nonprofit, or a municipality, our treasury team builds a setup around how your business moves money.

Wealth Management and Investments in Michigan City

Horizon's wealth, trust, and investment advisors help Michigan City individuals and families plan for retirement, manage assets, and pass wealth to the next generation. You get sensible advice and a long-term relationship, not a one-time transaction.

Convenient Location in Downtown Michigan City

The 515 Franklin St. branch sits in the heart of downtown Michigan City, steps from the Uptown Arts District and a short drive from the lakefront. It's an easy stop whether you're running errands, shopping, or heading to the water. You'll find us near:

• Lighthouse Place Premium Outlets — a few minutes away for shoppers and visitors
• Washington Park, the Old Lighthouse Museum, and the Lake Michigan beaches — the city's signature lakefront
• The Uptown Arts District and Franklin Street corridor — local shops, dining, and galleries
• Blue Chip Casino, Hotel & Spa — nearby on the waterfront
• The South Shore Line Station — commuter rail to Chicago and the region
• Indiana Dunes National Park — a short drive west along the lakeshore
• Plenty of parking and drive-up access make it simple to bank between stops

Community Banking in Michigan City

Horizon Bank is proud to serve Michigan City and the surrounding LaPorte County community. As a community bank, we focus on building lasting relationships and providing personalized financial solutions for individuals, families and local businesses. Our team is committed to supporting the communities we serve and helping our customers achieve their financial goals.