Houghton Lake, MI

Local Information

Banking Services Offered at 7409 W. Houghton Lake Dr., Houghton Lake, Michigan

Personal Banking in Houghton Lake

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Houghton Lake and throughout Roscommon County. Our local banking team provides personalized service and convenient access to everyday banking through in-person, drive-up, Video Banking, online and mobile banking. Horizon's Houghton Lake location is a full-service branch with drive-up banking, a 24-hour ATM and Video Banking.

Mortgages and Home Loans in Houghton Lake

Whether you're buying your first home, moving within Roscommon County or looking to make improvements to your current home, Horizon offers a variety of mortgage and home loan options for customers in the Houghton Lake area, including conventional, FHA, VA, construction, jumbo and first-time homebuyer programs. 

Business Loans in Houghton Lake

Houghton Lake is a popular northern Michigan community with local businesses supporting tourism, hospitality, recreation, retail, restaurants, professional services and the surrounding year-round community. Horizon can help local business owners find financing solutions to support growth, expansion and ongoing operations.

Small Business and SBA Loans in Houghton Lake

Horizon can help Houghton Lake entrepreneurs explore financing options for starting a business, purchasing equipment, expanding operations or investing in commercial property.

Business Banking and Treasury Management in Houghton Lake

Beyond lending, we provide business banking and treasury management services available to customers through this location, such as business checking, merchant services, remote deposit, fraud protection, ACH, wire transfers or treasury management. These solutions can help local businesses manage cash flow, payments and day-to-day financial operations more efficiently.

Wealth Management and Investments in Houghton Lake

Horizon's wealth professionals can help individuals and families plan for retirement, manage investments and develop strategies for their long-term financial goals.

Convenient Banking in Houghton Lake

Horizon Bank's Houghton Lake branch is located at 7409 W. Houghton Lake Dr., providing convenient access to customers throughout Houghton Lake and Roscommon County. The location offers full-service branch banking, drive-up banking, a 24-hour ATM and Video Banking. Branch and drive-up hours are Monday through Friday from 9 a.m. to 5 p.m. Eastern Time and Saturday from 9 a.m. to noon. Video Banking is available Monday through Saturday from 8 a.m. to 8 p.m. Eastern Time, providing extended access to a live Horizon banker.

Local Information

Houghton Lake is an unincorporated community in Roscommon County, Michigan, centered around Houghton Lake, Michigan's largest inland lake. The area is known for boating, fishing, camping, snowmobiling and other year-round outdoor recreation, making tourism and recreation an important part of the local economy.

Horizon Bank's Houghton Lake location is conveniently situated near several recognizable local destinations, including:

• Houghton Lake — Michigan's largest inland lake and a major destination for boating, fishing, swimming and waterfront recreation.
• Houghton Lake State Forest Area — surrounding natural areas provide opportunities for hiking, hunting, fishing and other outdoor activities.
• Roscommon — the county seat of Roscommon County and a nearby community for government, business and community services.
• South Higgins Lake State Park — a popular northern Michigan destination for camping, swimming, boating and outdoor recreation.
• North Higgins Lake State Park — another popular recreation destination along Higgins Lake.
• Huron-Manistee National Forests — extensive public lands offering hiking, camping, fishing, hunting and other outdoor recreation.
• Roscommon County — a northern Michigan region known for tourism, outdoor recreation, small businesses and year-round residents.

Community Banking in Houghton Lake

Horizon Bank is proud to serve Houghton Lake and the surrounding Roscommon County community. As a community bank, we focus on building lasting relationships and providing personalized financial solutions for individuals, families and local businesses. Our team is committed to supporting the communities we serve and helping our customers achieve their financial goals.