Local Information

Banking Services Offered at 106 W. Columbia St., Flora, Indiana

Personal Banking in Flora

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Flora and throughout Carroll County. Our local banking team can help you find the right accounts and services for your financial goals, with convenient access through in-person, online and mobile banking.

Mortgages and Home Loans in Flora

Whether you're buying your first home, moving within Carroll County or making improvements to your current home, Horizon offers mortgage and home loan options for homebuyers and homeowners in Flora and surrounding communities. Options include conventional, FHA, VA, construction, jumbo and first-time homebuyer programs.

Because we make lending decisions locally, you can work with a Horizon mortgage team that understands the Flora and Carroll County market and can help guide you through the home financing process.

Business Loans in Flora

Flora is a close-knit rural community with local businesses, agricultural operations, retailers and professional services supporting the surrounding Carroll County area. Horizon offers business financing solutions to help business owners manage working capital, purchase equipment or real estate, expand operations and pursue new opportunities.

Whether you're starting a business or growing an established company, our local banking team can help you explore financing options designed around your business goals.

Small Business and SBA Loans in Flora

Horizon helps small business owners and entrepreneurs in Flora and surrounding communities access financing for business growth and expansion. SBA lending can provide options for qualified businesses seeking working capital, equipment, real estate and other business financing needs.

Business Banking and Treasury Management in Flora

Running a business takes more than a loan. Horizon offers business banking and treasury management solutions to help Flora businesses manage payments, cash flow and day-to-day financial operations. Solutions can include business checking, merchant services, ACH and wire transfers, remote deposit, fraud protection and cash management services.

Wealth Management and Investments in Flora

Your financial goals can change as your life and career evolve. Horizon's wealth professionals can help individuals and families in Flora and surrounding communities with investment management, financial planning, retirement planning, estate planning and other long-term financial needs.

Convenient Banking in Flora

Horizon Bank's Flora branch is located at 106 W. Columbia St., providing convenient access to customers throughout Flora and the surrounding Carroll County community. The branch and drive-up are open Monday through Friday from 9 a.m. to 5 p.m. and Saturday from 9 a.m. to noon. A 24-hour ATM is also available at the location; the ATM does not accept deposits.

Community Banking in Flora

As a community bank, Horizon believes strong banking relationships extend beyond the branch. Our Advisors live and work in the communities we serve and are encouraged to volunteer, support local organizations and contribute to initiatives that make a difference.

Horizon supports communities throughout Indiana and Michigan through volunteerism, financial education, charitable giving and programs that help strengthen local families, businesses and neighborhoods.

Local Information

Flora is a small community in Carroll County, located along State Road 18 between Delphi and Logansport. Its rural setting and location in north-central Indiana make it a hub for residents, families, farmers and local businesses throughout the surrounding area.

Horizon Bank's Flora location is near several recognizable local destinations, including:

• Downtown Flora — the heart of the community, with local businesses, restaurants and community gathering spaces.
• Flora Depot Railroad and Local History Museum — a restored historic railroad depot that preserves Flora's railroad and local history and serves as a community gathering place.
• Flora Community Park — a local recreation area with sports fields, walking areas and community events.
• Carroll County Fairgrounds — located within the Flora Community Park area and an important gathering place for 4-H activities and community events.
• Flora-Monroe Township Public Library — a community resource serving Flora and surrounding residents.
• Carroll County — a predominantly rural county with agriculture, small businesses and communities connected by State Road 18 and U.S. 421.
• Delphi — the Carroll County seat west of Flora, known for its historic downtown and Wabash & Erie Canal heritage.
• Logansport — a nearby regional center providing additional shopping, dining, healthcare and business services.
• Wabash River — an important natural and recreational resource in the surrounding north-central Indiana region.