Cadillac, MI North Mitchell

Local Information

Banking Services Offered at 1408 N. Mitchell St., Cadillac, Michigan

Personal Banking in Cadillac

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Cadillac and throughout Wexford County. Open a checking or savings account, set up direct deposit, and manage your money through online and mobile banking. Our local banking team can help you choose the right accounts and services for your financial goals.

Mortgages and Home Loans in Cadillac

Buying a home near Lake Cadillac, Lake Mitchell, or in one of the surrounding Wexford County communities? Our Cadillac mortgage team offers conventional, FHA, VA, and first-time homebuyer loans, plus refinancing and home equity options. Whether you're buying your first home, moving within the area, or making improvements to your current home, our local team can help you explore your options and navigate the lending process.

Business Loans in Cadillac

Horizon helps Cadillac and Wexford County businesses finance real estate, equipment, lines of credit, and expansion. Our business loans provide financing options for businesses at different stages of growth, from managing ongoing operating needs to investing in new opportunities. Local business owners can work directly with Horizon's lending team to find financing solutions that fit their goals and their business.

Small Business and SBA Loans in Cadillac

Horizon is committed to helping Michigan small businesses start, purchase, and grow. From SBA 7(a) and 504 loans to working capital and equipment financing, we offer financing solutions to help business owners move forward. In 2026, Horizon was recognized as the SBA Michigan District's Community Lender of the Year for the second consecutive year and ranked among the state's Top 10 SBA 7(a) lenders, reflecting our continued commitment to helping Michigan businesses access capital.

Business Banking and Treasury Management in Cadillac

Beyond lending, Horizon provides Cadillac businesses with the tools they need to manage their finances efficiently. Solutions include business checking, merchant services, remote deposit, fraud protection, and treasury and cash management.

Whether you're managing daily transactions, collecting payments, making payroll, or protecting your business from fraud, our team can help you manage your company's finances more efficiently. These solutions can support the needs of locally owned businesses, professional services, retailers, manufacturers, and other organizations throughout the Cadillac area.

Wealth Management and Investments in Cadillac

Horizon’s wealth, trust, and investment advisors help Cadillac individuals and families plan for retirement, manage assets, and pass wealth to the next generation. You get sensible advice and a long-term relationship designed around your financial goals—not a one-time transaction.

Community Banking in Cadillac

Horizon Bank is proud to serve Cadillac and the surrounding Wexford County community. As a community bank, we focus on building lasting relationships and providing personalized financial solutions for individuals, families, and local businesses. Horizon's commitment to community banking extends across the Michigan communities we serve, with Advisors encouraged to volunteer, build local relationships, and support organizations addressing the needs of their communities.

Convenient Banking on North Mitchell Street

Located at 1408 N. Mitchell St., Horizon Bank's Cadillac branch provides convenient access to banking services for customers throughout Cadillac and the surrounding Wexford County community. The branch offers lobby and drive-up banking Monday through Friday from 9 a.m. to 5 p.m., a 24-hour ATM, and extended-hours Video Banking Monday through Saturday from 8 a.m. to 8 p.m.

The branch is conveniently located near:

• Downtown Cadillac — the heart of the community with local shops, restaurants, businesses, and community events
• Lake Cadillac — a popular destination for boating, fishing, walking, and other outdoor recreation
• Lake Mitchell — connected to Lake Cadillac and an important recreational resource for the Cadillac community
• Cadillac Commons — a downtown gathering space for community events and activities
• White Pine Trail — a popular multi-use recreational trail connecting Cadillac with communities throughout the region
• Wexford County — serving residents, families, and businesses throughout the surrounding Northern Michigan community