Elkhart, IN

Local Information

Banking Services Offered at 1909 East Bristol St., Elkhart, Indiana

Personal Banking in Elkhart

Whether you're opening a checking account, building your savings or planning for the future, Horizon Bank offers personal banking solutions for individuals and families in Elkhart and throughout Elkhart County. Our local banking team can help you find the right accounts and services for your financial goals, with convenient access through in-person, online and mobile banking.

Mortgages and Home Loans in Elkhart

 Buying a home in Elkhart, near downtown, along the St. Joseph River, or in the surrounding communities of Elkhart County? Our Elkhart mortgage team offers conventional, FHA, VA, and first-time homebuyer loans, plus refinancing and home equity options. Because we make lending decisions locally, you get faster answers and a loan officer who understands the Elkhart County housing market. 

Business Loans in Elkhart

 Horizon is an active business lender in Northern Indiana, with business loans representing more than half of our total lending portfolio. We finance real estate, equipment, lines of credit, and expansion for Elkhart-area businesses, and you'll work directly with a local loan officer rather than a call center hundreds of miles away. Established businesses throughout Elkhart and Elkhart County turn to us for lending relationships that scale as they grow. 

Small Business and SBA Loans in Elkhart

Horizon has been recognized at the SBA Michigan District Lender Awards, including honors as Community Lender of the Year, and we bring that same focus to Indiana small businesses. From SBA 7(a) and 504 loans to working capital and equipment financing, we help Michigan City entrepreneurs start, buy, and expand. Our small business bankers know the local economy and walk you through every step.

Business Banking and Treasury Management in Elkhart

Beyond lending, we provide business banking and treasury management services available to customers through this location, such as business checking, merchant services, remote deposit, fraud protection, ACH, wire transfers or treasury management.

These solutions can help local businesses manage cash flow, payments and day-to-day financial operations more efficiently.

Wealth Management and Investments in Elkhart

 Horizon’s wealth, trust, and investment advisors help Elkhart individuals and families plan for retirement, manage assets, and pass wealth to the next generation. You get sensible advice and a long-term relationship designed to help you pursue your financial goals—not a one-time transaction. 

Convenient Banking in Elkhart

Horizon Bank's Elkhart branch is located at 1909 East Bristol St., providing convenient access to customers throughout Elkhart and Elkhart County. The location offers branch banking, drive-up banking, a 24-hour ATM and Video Banking Monday through Saturday from 8 a.m. to 8 p.m., giving customers flexible ways to access banking services beyond traditional lobby hours.

Local Information

Elkhart is a vibrant northern Indiana community in the heart of Elkhart County, known for its strong manufacturing heritage, thriving arts and cultural scene, and connection to the Michiana region. The city is part of the larger Elkhart-Goshen area and offers a mix of established neighborhoods, local businesses, parks, museums and cultural attractions.

Horizon Bank's Elkhart location is conveniently situated near several recognizable local destinations, including:

• Bristol Street and the Elkhart East Side — a commercial and residential area providing convenient access to local businesses and services.
• Wellfield Botanic Gardens — a 36-acre botanical garden featuring themed gardens, walking paths, water features and natural areas.
• Ruthmere Mansion — a historic 1910 estate and museum showcasing Elkhart's architectural and cultural history.
• The Lerner Theatre — a historic downtown performing arts venue hosting concerts, theater and community events.
• National New York Central Railroad Museum — preserving Elkhart's important railroad history and heritage.
• Midwest Museum of American Art — featuring an extensive collection of American artwork in downtown Elkhart.
• Elkhart RiverWalk — a scenic pathway along the St. Joseph River connecting downtown destinations and recreational areas.
• Bonneyville Mill County Park — a nearby natural area featuring trails, the historic Bonneyville Mill and opportunities for hiking, fishing and outdoor recreation.

Community Banking in Elkhart

 Horizon Bank is proud to serve Elkhart and the surrounding Elkhart County community. As a community bank, we focus on building lasting relationships and providing personalized financial solutions for individuals, families, and local businesses. Our team is committed to supporting the Elkhart community and helping our customers and local businesses achieve their financial goals.