Important Security Notice: We are aware of fraudulent calls that may appear to come from Horizon Bank. We will never ask for your debit card number, account information, online banking login, security codes, remote access to your device, or require you to download software.

Justin Rutkowski, Mortgage Loan Originator

Phone: (616) 214-3769 Cell: (989) 390-1630 Email: JRutkowski@horizonbank.com    NMLS#1489431

Serving Kent & Ottawa Counties, MI

I’m Justin Rutkowski—a husband, certified girl dad, and your next mortgage banker. With over a decade of financial services experience, I am committed to serving you and your family by finding the best mortgage solution for your needs.

Outside of work, I’m an avid sports fan. I have played, coached, and umpired recreational, high school, and college baseball. In addition, I enjoy golf and exploring the outdoors with my family.

At Horizon Bank, we offer a wide range of loan options, including Conventional, FHA, VA, Rural Development, Jumbo Financing, Construction Loans, Land Purchases, Home Equity, and more. I look forward to working with you to provide an effective and smooth transaction!
justin-rutkowski
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